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Cradled in the shade of magnificent oaks, this character-rich home is nestled among a verdant array of native Florida plants and trees. Located on Emarita Way, one of Sewall's Point's original streets, it gives a warmth that is evident both inside and out. Stroll under the shade to the front door, when you enter you are greeted with a traditional layout with modern elements. On the main level, find a large living area open to the kitchen and dedicated dining. The kitchen features an island, breakfast nook, and high ceilings. Sensible upgrades include a 2022 roof, and 2023 AC (second zone 2017). Down one level, find a larger garage and flex room on the ground level, opening to a pool, and can serve as a fourth bedroom, office, or flex play/entertainment space. Upstairs, the primary suite has two closets and a balcony walk out, with a view of the pool and backyard. Two guestrooms welcome family and friends. Outside, a two story pool enclosure allows you to enjoy all the best of Florida weather in all seasons. Pool area is large and allows for sitting and dining areas. Backyard feels like an escape, and beckons the aspiring or seasoned gardener. Location sits higher up on Emarita, in current Flood Zone X. This is your chance to make this house your home in the heart of South Sewall's Point.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.223% | 6.183% |
| Monthly Tax Payment | $371 | $371 | $371 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,836 | $6,076 | $8,439 |
| Total Monthly Payment | $6,332 | $6,572 | $8,935 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.