10920 SW 82ND TERRACE, Ocala, FL, 34481 | $245,000

Welcome to 10920 SW 82nd Terrace, where comfort, convenience, and the vibrant Florida lifestyle come together in one of Ocala’s most sought-after 55+ gated communities. Nestled within Oak Run, this inviting single-story residence offers approximately 1, 762 square feet of thoughtfully designed living space, featuring 3 bedrooms, 2 full bathrooms, and a layout that perfectly balances everyday comfort with effortless entertaining. From the moment you arrive, the home's welcoming curb appeal, charming front porch, and mature landscaping create an inviting first impression. Step inside to discover a bright, open interior where natural light fills the spacious living areas, enhanced by soaring vaulted ceilings that create an airy sense of openness. The seamless flow between the living and dining spaces provides the perfect setting for hosting family gatherings, relaxing with friends, or simply enjoying peaceful evenings at home. At the heart of the home, the generously sized kitchen offers abundant cabinetry, ample workspace, and a comfortable dining area where everyday meals become moments to enjoy. Whether preparing dinner, entertaining guests, or gathering for morning coffee, this space is designed to bring everyone together while remaining both functional and welcoming. The thoughtfully designed split-bedroom floor plan offers privacy for homeowners while providing comfortable accommodations for family or overnight guests. The spacious primary suite serves as a peaceful retreat, complete with a walk-in closet and a private ensuite bathroom designed for everyday comfort. Two additional bedrooms provide exceptional flexibility, making them ideal for guests, a home office, hobby room, or creative space to fit your lifestyle. Step through the sliding glass doors and discover one of the home's most enjoyable features—a large screened lanai that extends your living space outdoors. Whether you're sipping your morning coffee, enjoying the Florida breeze, or hosting friends for an evening gathering, this versatile space offers year-round enjoyment while allowing you to appreciate the peaceful surroundings in comfort. An attached one-car garage provides additional convenience along with extra storage space, while the home's practical floor plan makes everyday living both comfortable and efficient. Beyond your front door, Oak Run offers an exceptional resort-style lifestyle with beautifully maintained grounds, multiple clubhouses, sparkling pools, fitness centers, golf, tennis, pickleball, scenic walking paths, and an incredible variety of clubs and social activities that make every day feel like a vacation. Whether you're searching for your full-time Florida residence or the perfect place to enjoy an active retirement, 10920 SW 82nd Terrace offers the ideal combination of comfort, functionality, and community living. Don't miss this opportunity — schedule your private showing today! Photos are digitally enhanced. Being sold AS IS, WHERE IS, Buyer is responsible for all inspections and any city requirements to close. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

Features

  • Amenities: Fitness Center
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 89
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Ranch
  • Year Built: 1989
  • Garage: 1-car Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,762
  • Acreage: 0.16
  • Lot Size: 80 x 89
  • Est. Taxes: $3,389
  • HOA Fee: $151 Monthly
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: None
  • MLS#: O6421037
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/O6421037/10920sw82ndterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/6/2026 6:47:13 PM)
Listing courtesy of AI BROKERS, LLC   Phone: 800-933-1991

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10920 SW 82ND TERRACE, Ocala, FL, 34481

$245,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $196,000 $196,000 $196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $282 $282 $282
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,174 $1,238 $1,615
Total Monthly Payment $1,531 $1,595 $1,972

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.