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Welcome to 10920 SW 82nd Terrace, where comfort, convenience, and the vibrant Florida lifestyle come together in one of Ocala’s most sought-after 55+ gated communities. Nestled within Oak Run, this inviting single-story residence offers approximately 1, 762 square feet of thoughtfully designed living space, featuring 3 bedrooms, 2 full bathrooms, and a layout that perfectly balances everyday comfort with effortless entertaining. From the moment you arrive, the home's welcoming curb appeal, charming front porch, and mature landscaping create an inviting first impression. Step inside to discover a bright, open interior where natural light fills the spacious living areas, enhanced by soaring vaulted ceilings that create an airy sense of openness. The seamless flow between the living and dining spaces provides the perfect setting for hosting family gatherings, relaxing with friends, or simply enjoying peaceful evenings at home. At the heart of the home, the generously sized kitchen offers abundant cabinetry, ample workspace, and a comfortable dining area where everyday meals become moments to enjoy. Whether preparing dinner, entertaining guests, or gathering for morning coffee, this space is designed to bring everyone together while remaining both functional and welcoming. The thoughtfully designed split-bedroom floor plan offers privacy for homeowners while providing comfortable accommodations for family or overnight guests. The spacious primary suite serves as a peaceful retreat, complete with a walk-in closet and a private ensuite bathroom designed for everyday comfort. Two additional bedrooms provide exceptional flexibility, making them ideal for guests, a home office, hobby room, or creative space to fit your lifestyle. Step through the sliding glass doors and discover one of the home's most enjoyable features—a large screened lanai that extends your living space outdoors. Whether you're sipping your morning coffee, enjoying the Florida breeze, or hosting friends for an evening gathering, this versatile space offers year-round enjoyment while allowing you to appreciate the peaceful surroundings in comfort. An attached one-car garage provides additional convenience along with extra storage space, while the home's practical floor plan makes everyday living both comfortable and efficient. Beyond your front door, Oak Run offers an exceptional resort-style lifestyle with beautifully maintained grounds, multiple clubhouses, sparkling pools, fitness centers, golf, tennis, pickleball, scenic walking paths, and an incredible variety of clubs and social activities that make every day feel like a vacation. Whether you're searching for your full-time Florida residence or the perfect place to enjoy an active retirement, 10920 SW 82nd Terrace offers the ideal combination of comfort, functionality, and community living. Don't miss this opportunity — schedule your private showing today! Photos are digitally enhanced. Being sold AS IS, WHERE IS, Buyer is responsible for all inspections and any city requirements to close. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.
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Our Executive Mortgage Banker:
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$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $196,000 | $196,000 | $196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $282 | $282 | $282 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,174 | $1,238 | $1,615 |
| Total Monthly Payment | $1,531 | $1,595 | $1,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.