71 Pudding Street, Putnam Valley, NY, 10579 | $649,900

Some houses are measured in square footage. Others are measured in moments. Coffee before a stroll to the lake. racing barefoot to the beach. Long afternoons drifting across quiet water. A book that somehow takes all day because the porch keeps asking you to stay. That is life at Roaring Brook Lake. Just 59 miles from New York City and minutes from the Taconic State Parkway, this is the kind of place people spend years searching for. Here, vacation isn't something you plan. It's simply how life feels. The lake itself is extraordinary. Waterfront homes routinely command seven-figure prices, yet this property sits only about 200 steps from Children's Beach, offering nearly the same lifestyle for a fraction of the cost. Launch a canoe, kayak, paddleboat or electric motorboat, fish from the dock, swim to the floating platform, relax on the sandy beach, or enjoy the playground. There are no mandatory HOA fees, just a peaceful lakeside setting that feels like a hidden escape. Before you reach the front door, you understand why homes here rarely change hands. A graceful circular driveway winds through mature trees and curated gardens lovingly shaped over decades. Color follows the seasons. Stone patios invite mornings, summer dinners, barbecues, or quiet moments beneath the trees. A gentle creek runs along the front of the property, adding a rare touch of charm. And then comes the porch. Wrapped in magnificent stone, it feels less like an entrance and more like another living room. Breakfast lingers. Afternoon naps come easily. Conversations stretch past sunset. On rainy days it becomes the best seat in the house. It is one of those rare spaces that changes how life feels. Inside, authentic mid-century character has been beautifully preserved. Rich wood floors, walls, built-ins, and craftsmanship bring warmth and soul. Every room has its own personality, every window frames a peaceful view. The kitchen features a charming built-in breakfast nook. The living room is anchored by a wood-burning fireplace where quiet evenings practically write themselves. Glass doors open to a covered patio, blending indoor and outdoor living. A dining room sits nearby for gatherings large and small. The first floor offers a spacious primary bedroom and full bath. Upstairs are two generous bedrooms with built-in closets, window seats, and timeless detail. A half bath offers future potential for expansion. The lower level includes a walk-out basement with flexible space for a home office, studio, or gym, plus storage, utilities, and access to an oversized two-car garage. Maybe it's the gardens, the porch you'll never want to leave, or the lake just down the road. Whatever it is, life slows the moment you turn into the driveway. Homes like this are rare. This summer, make it yours.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Exp Cape
  • Year Built: 1945
  • Garage: 2-car
  • Heating: Forced Air, Oil
  • Cooling: Wall/Window Unit(s)
  • Basement: Full, Storage Space, Walk-Out Access
  • Approx Sq. Feet: 1,792
  • Acreage: 0.53
  • Est. Taxes: $14,441
  • Lot Desc: Back Yard, Corner Lot, Front Yard, Garden, Landscaped, Near School, Near Shops, Private, Stone/Brick Wall, Views
  • View: Open, Trees/Woods
  • Water Front: Yes
  • Elem. School: Putnam Valley Elementary School
  • Middle School: Putnam Valley Middle School
  • High School: Putnam Valley High School
  • School District: Putnam Valley
  • Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 1015874
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/1015874/71puddingstreet_putnamvalley_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of RE/MAX Classic Realty   Phone: 914-243-5200

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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71 Pudding Street, Putnam Valley, NY, 10579

$649,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,920 $519,920 $519,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $1,203 $1,203 $1,203
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,114 $3,283 $4,283
Total Monthly Payment $4,409 $4,578 $5,578

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.