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Virtually Staged. WELCOME TO YOUR TROPICAL PARADISE at 1301 Viking Dr, Holiday, FL in the established Holiday Lakes Estates subdivision in Pasco County. This FANTASTIC home consists of 3 bedrooms, 2 bathrooms & 1 car garage in a NO HOA, NO CDD, NO FLOOD ZONE. Key exterior features are low maintenance front lawn, raised garden planter, carriage lights, rain gutters, concrete long double driveway & walkway as well as a covered front porch. As you step through the front door with oval glass design, you'll LOVE the OPEN FLOOR PLAN consisting of the foyer, kitchen, living & dining rooms. Laminate, luxury vinyl or tile floors elegantly dress up all the floors (NO CARPET ANYWHERE). Sunshine streams through the DOUBLE-PANE, THERMAL TINTED, LOW E WINDOWS illuminating the interior together with the updated light fixtures. The WONDERFUL kitchen features updated appliances (stainless steel fridge, smooth-top range & microwave), DEEP stainless steel sink with gooseneck faucet, wood cabinets, ceramic tile backsplash & expansive laminate counters. The SPACIOUS primary bedroom can fit king-size furniture & has a ceiling fan, walk-in closet & private en-suite. The primary bathroom features a pocket door for privacy, pedestal sink, granite tile floors, toilet & step-in shower with frosted sliding glass doors & safety grip handles. The 2nd bedroom is large as well & has a cedarwood closet. In this split bedroom plan, the 3rd bedroom is located off the dining room & has a ceiling fan, chair rail molding & AMPLE closets. The hall bathroom features a medicine cabinet, tray ceiling, wood vanity with cultured marble counter & tub/shower combo with grip handles for added safety. There are CONVENIENT linen & pantry closets in the hall. More details to LOVE about the home: windows blinds for added privacy, FULLY FENCED yard, large open concrete patio, mature TROPICAL LANDSCAPING including ponytail palm tree & bromeliads, concrete curbing, exterior motion lights & well irrigation/sprinkler system. House systems: Water heater installed 2/26/2026 & roof installed 12/2015. The garage has attic access, side door exit & laundry hookups. Your STELLAR home is located close to restaurants, shopping, medical/professional offices, festivities & tourist attractions! MAKE THIS YOUR FUTURE HOME!
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Our Executive Mortgage Banker:
Our Insurance Division:
$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $192,000 | $192,000 | $192,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $207 | $207 | $207 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,150 | $1,212 | $1,582 |
| Total Monthly Payment | $1,432 | $1,494 | $1,864 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.