5304 S JAMES TERRACE, Homosassa, FL, 34448 | $299,000

Experience the best of Florida living on nearly 2/3 of an acre with your own private backyard oasis! Nestled on an oversized 0. 665-acre homesite spanning three lots in the heart of Old Homosassa, this beautifully maintained pool home offers exceptional privacy, abundant outdoor space, and countless updates throughout.

Inside, you'll discover a bright, open floor plan featuring spacious living and dining areas centered around a cozy wood-burning fireplace. The home has been thoughtfully updated and upgraded throughout, offering the perfect blend of timeless charm and modern convenience. The beautifully updated kitchen provides ample cabinetry, generous counter space, and an ideal layout for both everyday living and entertaining. Comfortable bedrooms and refreshed living spaces make this home equally suited for full-time living or a relaxing weekend retreat.

One of the standout features is the brand-new pool bath, adding both convenience and functionality for enjoying the outdoor living spaces without ever needing to come inside.

Step outside to your own private paradise. The expansive screened lanai surrounds a sparkling in-ground pool, creating the perfect setting for entertaining guests, soaking up the Florida sunshine, or simply unwinding in complete privacy. Beyond the pool, the oversized backyard provides endless opportunities for gardening, outdoor recreation, pets, or future additions.

Need space for all your toys? This property has you covered with a detached workshop, covered carport, abundant parking, and plenty of room for your RV, boat, golf cart, trailers, and recreational vehicles—all while still leaving plenty of yard to enjoy.

Perhaps one of the most valuable features of this home is something you can't renovate—it has never flooded, offering added peace of mind in an area where that is truly a rare and highly desirable advantage.

This property is currently operating as a successful short-term rental and is booked on Airbnb and VRBO nearly every weekend, providing excellent cash-flow potential for investors or buyers looking to offset ownership costs while still enjoying the home themselves.

Conveniently located just minutes from Homosassa Springs, Crystal River, public boat ramps, marinas, waterfront restaurants, world-class fishing, scalloping, kayaking, shopping, and the Gulf of Mexico, you'll enjoy everything Florida's Nature Coast has to give right at your fingertips.

Whether you're searching for a primary residence, seasonal escape, retirement retreat, or investment opportunity, this exceptional property combines space, privacy, thoughtful updates, and an unbeatable location to deliver the Florida lifestyle you've been dreaming of.

Don't miss your opportunity to own your own slice of Old Florida paradise—schedule your private showing today!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 1969
  • Garage: Boat, Covered, Driveway, Guest, Oversized, RV Parking, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,116
  • Acreage: 0.66
  • Est. Taxes: $1,578
  • Lot Desc: Landscaped, Level, Oversized Lot, Private
  • View: Trees/Woods
  • Elem. School: Homosassa Elementary School
  • Middle School: Citrus Springs Middle School
  • High School: Citrus High School
  • Pool: Above Ground, Gunite, Heated, In Ground, Outside Bath Access, Screen Enclosure
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM727355
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM727355/5304sjamesterrace_homosassa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/7/2026 3:28:25 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5304 S JAMES TERRACE, Homosassa, FL, 34448

$299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,200 $239,200 $239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $132 $132 $132
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,433 $1,510 $1,970
Total Monthly Payment $1,640 $1,717 $2,177

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.