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QUAINT GATED COMMUNITY. WATERVIEW. OVERSIZED LOT. Discover the space and details that set this home apart. Situated on an oversized 0. 41-acre homesite, this move-in ready home offers over 3, 200 square feet of living space, a fenced backyard, tranquil water views, and a spacious 3-car garage. Boasting 4 bedrooms, 3 full bathrooms, an office (optional 5th bedroom) with double entry doors and a pocket door connecting directly to the primary suite, flex space with a floor-to-ceiling built-in bookcase (optional library, playroom or den), BONUS LIVING AREA (20X20) with potential for an in-law suite or apartment, formal dining area, eat-in kitchen, family room, and covered open lanai. The third bathroom offers direct backyard access, making it ideal for a future pool bath. From the moment you arrive, the show-stopping front entry with an oversized paver porch, stately columns, keypad keyless entry, arched transom windows, glass front door with sidelights. Inside, find arched doorways, crown molding, chair rail, baseboards, arched transom windows, and abundant natural light. Designed for indoor-outdoor living, glass sliders from the primary suite, formal dining room, family room, and bonus room seamlessly connect to the covered lanai and backyard. The eat-in kitchen showcases a 90-degree glass window overlooking the backyard, abundant wood cabinetry with glass display cabinets, top-of-the-line Café Series appliances including a panel-ready refrigerator, double oven range, built-in Air Fry microwave, dishwasher, walk-in pantry, commercial-style pull-down faucet, generous counter space, oversized double sink, prep sink with garbage disposal, and breakfast bar. The primary suite offers a spacious sitting area with a built-in window bench overlooking the backyard, glass sliders leading to the lanai, two walk-in closets with built-in organizers, and an adjoining office connected by a pocket door, creating the perfect space for a home office, nursery, fitness room, or optional fifth bedroom. The updated primary bathroom features dual vanities, a makeup area, jetted spa tub accented with herringbone tile, walk-in shower, and two arched transom windows. The laundry room includes cabinetry, utility sink, washer, and dryer. Professionally installed sun-reflective film on windows and sliders enhances comfort and energy efficiency. Fresh interior paint (2026), new sod and mulch (2026), and recent pressure washing (2026). Major improvements completed between 2024 and 2026 include a new roof (2024), two Trane HVAC systems (2024), two mini-split systems (2024), Stiebel Eltron tankless water heater (2024), commercial-grade luxury vinyl plank flooring (2024), Café Series kitchen appliances (2025), kitchen faucet (2026), professionally refinished guest bathroom tub (2026), and primary bathroom updates (2026). The oversized fenced backyard offers room for pets, play, gardening, or a future pool while enjoying peaceful water views, a covered lanai, and exceptional privacy. Lake Talia offers low HOA fees, no CDD fees, scenic lakes, mature landscaping, abundant wildlife, a playground, basketball court, and convenient access to shopping, dining, I-75, Veterans Expressway, and top-rated schools, including Land O' Lakes High School one of Pasco County's premier magnet high schools and has been an authorized International Baccalaureate (IB) World School. Buy a Little Piece of Florida Now!
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $788 | $788 | $788 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,995 | $3,157 | $4,152 |
| Total Monthly Payment | $3,875 | $4,037 | $5,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.