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Set on 8. 07 scenic acres abutting Munson Brook, this unique property offers space, privacy, and flexibility just minutes from downtown Putnam. While town records list the home as a one-bedroom, the current layout offers three rooms being used as bedrooms, providing a variety of living options to suit your needs. Inside, you'll find 2, 139 square feet of inviting living space featuring an open-concept layout, a bright living room with a bow window, and two fireplaces, including one in the primary bedroom with two closets for added warmth and character. A pellet stove hookup is already in place for an additional heating option. The partially finished basement expands the living space with durable epoxy flooring, a full bathroom, sauna, bonus room, abundant storage, and endless possibilities. Outside, enjoy the beauty of nature with a stone wall, fire pit, two sheds, two partially fenced yard areas, and a large circular driveway offering ample parking. Additional features include a standby generator and 200-amp electrical service for added convenience and peace of mind. If you've been searching for acreage, versatility, and a peaceful setting with room to make it your own, this property is one you won't want to miss.
| Type | Level |
|---|---|
| Dining Room | Main |
| Family Room | Lower |
| Full Bath | Main |
| Full Bath | Lower |
| Kitchen | Main |
| Living Room | Main |
| Other | Main |
| Other | Lower |
| Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $441 | $441 | $441 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,343 | $2,470 | $3,222 |
| Total Monthly Payment | $2,859 | $2,986 | $3,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.