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Nestled in the highly sought-after Stony Creek neighborhood of Branford, this charming Cape Cod-style home offers the perfect blend of classic New England character and coastal living. Inside you are greeted by gleaming hardwood floors throughout the home. The main floor features a Living Room and Dining Area, Kitchen, Laundry Room, Mudroom, Full Bathroom and 1 Bedroom while you will find the two other bedrooms on the upper level. The home is heated and cooled by an energy efficient, multi-zone mini-split system that was installed just a couple years ago! There is also a cozy, wood-burning stove in the living room to enjoy during winter nights! The exterior of the home has a lovely front porch as well as an expansive back deck! The yard is open and flat and features THREE outbuildings - a tool/hobby shed with electricity, a woodshed and a boat shed! Step outside and enjoy everything that makes Stony Creek so special. Just steps from the picturesque village, you'll have easy access to the shoreline, beach, marina, parks, walking trails, local restaurants, library, Legacy Theater, seasonal farmers market, unique shops, and the renowned Thimble Islands. Whether you're kayaking, boating, enjoying a waterfront sunset, or simply taking a stroll through this historic coastal community, you'll love the relaxed lifestyle that Stony Creek offers. Tucked away but still conveniently located just a short drive to major commuting routes, train stations, Tweed airport, and Yale New Haven. This home provides the perfect opportunity to enjoy year-round coastal living in one of Connecticut's most desirable shoreline communities. Being sold as-is.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Built-Ins,Wall/Wall Carpet | Main |
| Bedroom 2 | Hardwood Floor | Upper |
| Dining Room | Ceiling Fan,Hardwood Floor | Main |
| Full Bath | Stall Shower,Tile Floor | Main |
| Living Room | Wood Stove,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.764% | 5.992% |
| Monthly Tax Payment | $477 | $477 | $477 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,939 | $2,044 | $2,651 |
| Total Monthly Payment | $2,491 | $2,596 | $3,203 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.