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Welcome to 362 Ridge Rd in beautiful Salem, South Carolina — where peaceful country living meets comfort, space, and modern convenience. Nestled on approximately 1. 23 acres just off Scenic Highway 11, this spacious property offers the perfect blend of privacy, functionality, and charm. Featuring 5 bedrooms, 3 full bathrooms, this home was thoughtfully designed with room for everyone. The heart of the home is the expansive kitchen complete with granite countertops, abundant white cabinetry, stainless steel appliances, a large center island, pantry closet, wall oven, and additional range/oven — ideal for entertaining or everyday living. The open layout flows seamlessly into the dining and living spaces, creating a warm and inviting atmosphere. A cozy den, library with built-in bookshelves, and hardwood flooring throughout most of the home add timeless character and versatility. The oversized primary suite is a true retreat featuring a sitting area, abundant natural light, large walk-in closet, jetted corner tub, and separate walk-in shower. Additional bedrooms provide ample space for family, guests, or home office needs. This home has also been thoughtfully updated with several recent improvements, including a newly encapsulated basement for enhanced efficiency and peace of mind, a replaced water heater, and a newly fenced backyard perfect for pets, children, or outdoor entertaining. Outside, enjoy the beauty and tranquility of the property with plenty of room to garden, play, or simply relax. The covered front porch is perfect for rocking chairs and morning coffee, while the back deck offers additional entertaining space overlooking the scenic backyard. Established blueberry bushes, blackberry bushes, and asparagus beds add even more charm to this unique property. Located near Lake Keowee, Lake Jocassee, and the Blue Ridge Mountains, this property provides privacy & the perfect opportunity to enjoy Upstate South Carolina living at its finest.
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Our Executive Mortgage Banker:
$599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,999 | $479,999 | $479,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $288 | $288 | $288 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,875 | $3,031 | $3,954 |
| Total Monthly Payment | $3,255 | $3,411 | $4,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.