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Escape to the shores of Lake Champlain and enjoy everything summer in Vermont has to offer from this beautifully maintained 2-bedroom, 1-bath seasonal cottage on the highly desirable Georgia Shore. With breathtaking western sunsets, direct lake access, and thoughtful updates throughout, this waterfront retreat is ready to be enjoyed from day one. Recent improvements include a new roof, new seawall, fresh exterior paint, and new Trex stairs leading to the lake, providing years of low-maintenance enjoyment. The outdoor living spaces are designed to take full advantage of the spectacular setting, featuring a two-tiered deck overlooking the water and a stone patio with a fire pit—the perfect place to gather with family and friends while watching the sunset. Spend your days boating, fishing, swimming, kayaking, or paddleboarding from your private dock, with the added ability to moor your boat right off the property. A drilled well adds convenience, while three dedicated parking spaces and a storage shed provide plenty of room for guests and all of your lake toys. Whether you're looking for a peaceful seasonal escape or a place to create lasting family traditions, this charming cottage offers the quintessential Lake Champlain lifestyle. Conveniently located just minutes from local amenities and an easy drive to Burlington and St. Albans, this is a rare opportunity to own an affordable waterfront getaway in one of Georgia's most desirable lakefront communities. Being sold turnkey furnished. Seller is a licensed real estate agent.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/7/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $382 | $382 | $382 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,912 | $2,015 | $2,629 |
| Total Monthly Payment | $2,369 | $2,472 | $3,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.