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Some homes ask you to imagine what they could be. This one is already there and waiting for you. This classic colonial has been lovingly updated and impeccably maintained by owners/designer who cared about every detail. Large, sun-drenched rooms, a layout that feels both timeless and completely livable, and the big-ticket items already handled: new roof, new HVAC, new kitchen and appliances, new bathrooms, new garage doors, mostly new windows, new Trex deck, freshly painted throughout, and beautiful landscaping. The to-do list has already been done! The kitchen tells you everything about how this home was tended. Expanded windows pour light across generous counter space, the pantry closet and large cabinets keep things organized, and an induction cooktop and eat-in area make everyday life feel a little more considered. Sliding doors open directly to the new Trex deck, because good kitchens don't end at the walls. Upstairs, four well-proportioned bedrooms and two fully updated bathrooms offer real comfort. The primary bedroom includes a stunning new bathroom and a fabulous walk-in closet that makes the everyday routine feel a little more special. On the first floor, a powder room and a flexible den with fireplace work as a home office, playroom, or guest room, depending on what this season of life calls for. A sunny mudroom and laundry room with its own separate entrance off the kitchen keep the household running smoothly, and the two-car garage rounds out a home that was designed to actually live in. The walk-out lower level adds a chapter still to be written. Full, unfinished, with high ceilings and direct outdoor access and windows, it's ready for whatever you decide it should become. The flat, beautifully landscaped backyard with a fire pit patio turns an ordinary evening into a reason to stay outside a little longer. Less than a mile to the Scarborough Train Station for an easy city commute, Briarcliff Manor recreation right down the road with pool, tennis, pickleball, and summer camps, and the award-winning Ossining School District, this is a community that feels like home.
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Our Executive Mortgage Banker:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $920,000 | $920,000 | $920,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $2,107 | $2,107 | $2,107 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,080 | $5,516 | $7,640 |
| Total Monthly Payment | $7,312 | $7,748 | $9,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.