|
Some homes simply check the boxes. Others tell a story of thoughtful improvements, meticulous maintenance, and years of pride in ownership. Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 2, 079 square feet in the gated community of Chelsea Oaks. Conveniently located near the rear entrance of the neighborhood, this home offers exceptional value with no CDD fees, Spectrum cable and high-speed internet included in the HOA, plus access to the community pool and park.
Framed by lush tropical landscaping and mature shade trees, the home welcomes you with inviting curb appeal. A new impact-rated front entry door with matching sidelight (2026), roof (2021), hurricane shutters, and impact-rated pool bath door provide peace of mind for years to come.
Inside, the neutral color palette, crown molding, oversized baseboards, and custom built-ins create a warm yet refined atmosphere. The living room showcases a beautiful electric fireplace, entertainment niche, and built-in coffee bar with serving buffet, making it the perfect gathering space.
The flexible floor plan includes a family room, separate living room, dedicated dining area, and an open kitchen with granite countertops, breakfast bar, new Kohler sink with Delta faucet (2025), abundant cabinetry, and updated appliances.
The split-bedroom layout provides privacy, each bedroom features its own walk-in closet space, while the spacious primary suite features its own sliding glass door leading directly to the extended screened lanai, creating a peaceful retreat for morning coffee or evening relaxation. Luxury vinyl flooring extends throughout all bedrooms, and the guest bath has been tastefully updated with a new vanity and shower enclosure.
The expanded screened lanai (2025) extends your living space outdoors, complete with remote-controlled interior sunshades for added comfort and privacy. Beyond the lanai, a lush, well-maintained lawn and privacy fence (2024) create an inviting backyard with plenty of room to relax, entertain, or play. There could be a water view from the lanai, but the current owners have larger dogs and valued the high privacy fence more.
Even the garage has been thoughtfully finished with a professionally coated polyurethane floor backed by a 15-year warranty, overhead storage system, built-out attic storage with pull-down ladder, and a new garage door opener (2025), making it as functional as it is impressive.
Additional updates include a Trane HVAC (2020), Rheem water heater (2019), updated interior finishes, luxury vinyl bedroom flooring, and numerous improvements throughout, allowing the next owner to move in with confidence.
Chelsea Oaks offers gated entry, a community pool, neighborhood park, and outstanding convenience to Creekside Commons, Publix, Lowe's, Home Depot, Walmart, Ellenton Premium Outlets, and a growing selection of restaurants and cafés. Interstate 75 and US-301 are just minutes away, making commuting simple. Annie Lucy Williams Elementary School is close enough to walk or bike to, with Buffalo Creek Middle and Parrish Community High also serving the neighborhood.
Travel is easy with SRQ Airport approximately 30 minutes away, St. Pete-Clearwater Airport about 50 minutes, and Tampa International Airport within an hour. Florida's Gulf beaches—including Anna Maria Island, Holmes Beach, Bradenton Beach, Lido Key, and Siesta Key—are all within easy reach.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$442,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $354,000 | $354,000 | $354,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $356 | $356 | $356 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,151 | $2,235 | $2,940 |
| Total Monthly Payment | $2,582 | $2,666 | $3,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.