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Enjoy year-round living at beautiful Lake Hayward! This 2-bedroom home offers year-round water views and an open floor plan where warm knotty pine accents, a cozy fireplace, and carefree Pergo flooring blend to create a welcoming rustic lake-house atmosphere. The walk-out lower-level features double doors and abundant storage space, offering possibilities for hobbies, recreational equipment, or future expansion. Walking distance to four private beaches, you'll enjoy swimming, kayaking, canoeing, paddleboarding, and one of Connecticut's cleanest lakes. A public boat launch provides easy access for pontoon and electric-powered boats, while the lake's no-gas-motor policy helps preserve its peaceful atmosphere. Lake Hayward residents enjoy outstanding community amenities, including tennis, volleyball, and basketball courts, a clubhouse with activities and events for all ages, and a vibrant lakeside lifestyle. Conveniently located near shopping and Route 2, this home is also just minutes from Devil's Hopyard State Park, the Connecticut River, Gillette Castle State Park, The Goodspeed Opera House, and Goodspeed and Chester Airports. Whether you're looking for a year-round residence or the perfect weekend retreat, this home offers the ideal combination of comfort, recreation, and location.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 11.1 x 10.7 | Main | |
| Dining Room | 9.1 x 9.7 | Main | |
| Kitchen | 10.9 x 13.2 | Main | |
| Living Room | Fireplace | 12.7 x 24.2 | Main |
| Primary Bedroom | 10.9 x 11.8 | Main |
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $345 | $345 | $345 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,437 | $1,515 | $1,992 |
| Total Monthly Payment | $1,857 | $1,935 | $2,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.