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38 Ginger Gold Drive, Simpsonville, SC, 29681 | $445,000
Move-in ready and well maintained, this 4-bedroom, 2. 5-bath home in the sought-after Gilder Creek Farm community is ready to welcome its next owner. Brand-new wooden flooring and fresh paint sets the tone as you step inside, where a purposeful layout puts the primary suite on the main floor. The suite features a tray ceiling, double vanities, a walk-in closet, and primary bath with separate shower and tub. Also on the first floor, the living room impresses with a gas log fireplace and flanking built-in cabinetry, while the spacious kitchen delivers an island, breakfast area, and plenty of room to gather. Upstairs, three additional bedrooms and a generous bonus room offer flexibility for a fifth bedroom, home office, or playroom — whatever fits your lifestyle. Out back, a covered patio, fully fenced yard, and storage building make outdoor living easy. As part of Gilder Creek Farm, you'll enjoy access to a community pool, playground, nature trail, and clubhouse — all just minutes from the dining, shopping, library, and Sportsclub that make Five Forks one of the area's most convenient locations. This one truly checks every box — come see it for yourself.
Features
- Amenities: Clubhouse, Common Areas, Recreational Path, Playground, Pool, Sidewalks
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: 1st Floor, Walk-in
- Style: Traditional
- Year Built: 2003
- Garage: 2-car Attached
- Heating: Forced Air, Multi-Units, Natural Gas
- Cooling: Central Air, Electric, Multi Units
- Basement: None
- Acreage: 0.19
- Est. Taxes: $4,636
- HOA Fee: $500 Annually
- Lot Desc: 1/2 Acre or Less, Sidewalk, Sprklr In Grnd-Full Yard
- Elem. School: Bells Crossing
- Middle School: Riverside
- High School: Mauldin
- Appliances: Cooktop, Dishwasher, Electric Oven, Free-Standing Electric Range, Double Oven, Microwave, Gas Water Heater
- MLS#: 1596787
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/1596787/38gingergolddrive_simpsonville_sc?source=qrflyer
Listing courtesy of Wetzel Realty Phone: 864-627-9004
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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38 Ginger Gold Drive, Simpsonville, SC, 29681
$445,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $356,000 | $356,000 | $356,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $386 | $386 | $386 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,132 | $2,248 | $2,956 |
| Total Monthly Payment | $2,593 | $2,709 | $3,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484