17585 SE 122ND TERRACE, Summerfield, FL, 34491 | $649,000

Virtually Staged. Some homes impress you. Others invite you to slow down, breathe a little deeper, and wonder why you didn't make the move sooner.
Perfectly positioned on one of STONECREST's serene interior lakes, this exceptional 3 Bedroom, 3 Bath with 2 car plus GOLF CART Garage with electric screen door residence captures everything someone dreams about when they imagine living in Central Florida. Wake each morning to shimmering water views, spend your afternoons floating beneath blue skies, and end the day watching spectacular sunsets paint the lake outside your own backyard. Beyond the water, peaceful pastureland stretches into the distance, where the occasional sound of grazing cattle serves as a gentle reminder that life here moves at a more gracious pace. Inside, thoughtful design meets effortless elegance. The SPLIT BEDROOM Floor plan offers 2 spacious en-suite bedrooms, creating privacy and comfort for family and overnight guests alike. Soaring 10' ceilings, an abundance of natural light, and an OPEN FLOOR PLAN create an inviting atmosphere where nearly every room across the back of the home enjoys uninterrupted views of the sparkling pool and tranquil lake. A private DEN with French doors provides the perfect space for a home office, reading room, or creative retreat, while the separate Dining room is ready for everything from holiday celebrations to quiet dinners with friends. The true centerpiece of this home is the OUTDOOR LIVING Experience. Beneath an impressive 26' x 56' SCREENED ENCLOSURE/birdcage, the newly completed electric heated SALTWATER POOL offers a resort inspired escape with a cascading waterfall and an expansive SUN SHELF designed for lounging in just a few inches of refreshing water. DOUBLE SLIDING GLASS DOORS blur the line between indoors and out, opening to a COVERED LANAI complete with a mounted television, refrigerator, and direct access to the 3rd FULL BATH. Whether entertaining a crowd or enjoying a peaceful morning coffee while watching birds glide across the lake, every moment feels effortless. This home has been lovingly maintained with significant updates already completed, ~~NEW ROOF 2020, EXTERIOR PAINT 2021, NEW HVAC 2022, POOL 2024. TILE and LAMINATE Flooring flow throughout the home, complemented by a WHOLE HOUSE WATER SOFTENER SYSTEM, VACUUM SYSTEM FOR GARAGE~~ and a spacious indoor laundry room. Life in STONECREST is about far more than beautiful homes. This sought after Gated 55+ Golf Community offers an active, welcoming lifestyle where neighbors quickly become friends. Even better, you can leave your car parked and travel by golf cart to nearby shopping, restaurants, medical facilities, and everyday conveniences. It's a lifestyle that's becoming increasingly rare, a place where errands become enjoyable outings, evenings are spent with friends, and every day carries the relaxed rhythm of a permanent vacation. This isn't simply another Florida pool home. It's the place where mornings begin with peaceful lake views, afternoons are spent poolside, and every sunset reminds you that you've finally found the lifestyle you've been waiting for. WELCOME HOME to your own piece of paradise!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Pickleball Court(s), Pool, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2006
  • Garage: 2-car Golf Cart Garage
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,087
  • Acreage: 0.18
  • Est. Taxes: $5,330
  • HOA Fee: $152 Monthly
  • View: Park/Greenbelt, Water
  • Adult Communities: Yes
  • Water Front: Yes
  • Pool: Chlorine Free, Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: OM727906
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM727906/17585se122ndterrace_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 9:17:07 PM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-233-2200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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17585 SE 122ND TERRACE, Summerfield, FL, 34491

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $444 $444 $444
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,110 $3,278 $4,311
Total Monthly Payment $3,646 $3,814 $4,847

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.