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Welcome to Palm Isles, one of Boynton Beach's premier gated 55+ communities, where resort-style living meets exceptional value. Priced to sell, this spacious first-floor waterfront residence offers approximately 1, 616 square feet of comfortable living space, featuring 3 bedrooms, 2 bathrooms, tranquil lake views, and a large glass- and screen-enclosed patio—perfect for enjoying your morning coffee or relaxing while taking in the peaceful waterfront setting. Lovingly maintained by its original owner, this home is clean, well cared for, and offers an outstanding opportunity for the next owner to personalize and update to their own style. The thoughtfully designed floor plan features generous living and dining areas filled with natural light, while tile flooring extends throughout the main l living spaces for easy maintenance. The spacious kitchen offers ample cabinetry, abundant counter space, and plenty of storage. A separate laundry room with a full-size washer and dryer adds everyday convenience. The primary suite serves as a private retreat with serene lake views, a walk-in closet, dual vanities, and a walk-in shower. Two additional bedrooms provide flexibility for guests, a home office, or hobby space. Additional highlights include covered parking just steps from the front door, a private exterior storage closet, and a desirable location near one of the community's satellite pools, making it easy to enjoy a refreshing swim or relax in the Florida sunshine. Palm Isles is renowned for its recently renovated multi-million-dollar clubhouse and exceptional recreational facilities. Residents enjoy a state-of-the-art fitness center, indoor and outdoor swimming pools, five community pools including satellite pools, Har-Tru tennis courts, a thriving 10-court pickleball complex, shuffleboard, billiards, card rooms, arts and crafts studios, ceramics, a grand ballroom, a 600-seat performing arts theater, and an on-site café serving breakfast and lunch. A full calendar of social events, clubs, and activities ensures there's always something to enjoy. The monthly maintenance fee includes cable, water, roof maintenance, insurance, security, and access to the community's outstanding amenities, providing exceptional value and peace of mind. Conveniently located with easy access to Florida's Turnpike and I-95, Palm Isles is just minutes from Bethesda West Hospital, Whole Foods, Canyon Town Center, Cobblestone Commons, Delray Marketplace, shopping, dining, and South Florida's beautiful beaches. Whether you're searching for a peaceful waterfront retreat or an active resort-style lifestyle, this priced-to-sell residence presents an exceptional opportunity to make it your own in one of Boynton Beach's most desirable active adult communities. You're not just purchasing a home—you're embracing the ultimate South Florida lifestyle.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $183,920 | $183,920 | $183,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $164 | $164 | $164 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,102 | $1,161 | $1,527 |
| Total Monthly Payment | $1,341 | $1,400 | $1,766 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.