18 LOST CREEK LANE, Ormond Beach, FL, 32174 | $1,395,000

Nestled on over an acre at the end of a quiet cul-de-sac in the exclusive Lost Creek community, this extraordinary Tomoka River estate offers timeless elegance, exceptional privacy, and the waterfront lifestyle you've been dreaming of. Surrounded by majestic oaks and lush landscaping, the property features a covered dock complete with dual boat lifts and a jet ski lift, providing direct access to the scenic Tomoka River for boating, fishing, and unforgettable sunsets.

Designed for both grand entertaining and everyday living, this custom residence showcases soaring ceilings, rich hardwood flooring, quality finishes, French doors, double-pane windows, and three inviting fireplaces throughout. The gourmet kitchen is beautifully appointed with granite countertops, quality custom cabinetry, a gas range, center island with prep sink, and generous workspace that flows seamlessly into the spacious family room.

The luxurious first-floor primary retreat is a private sanctuary featuring its own sitting area, fireplace, an expansive spa-inspired bath with a clawfoot soaking tub, oversized walk-in shower, dual vanities, private water closet, direct access to the pool and spa, and an impressive custom walk-in closet.

A dramatic living room with 18-foot ceilings captures breathtaking views of the pool and backyard through oversized windows and French doors, while the formal dining room provides the perfect setting for hosting family gatherings and special occasions. Just off the grand foyer, a private office/library offers an elegant workspace highlighted by a stunning curved staircase.

Upstairs, three spacious guest bedrooms provide exceptional comfort, including one private en suite and two bedrooms connected by a Jack-and-Jill bath, with one featuring an additional playroom or flex space. Every bedroom includes a walk-in closet.

Adding incredible versatility, the approximately 1, 000-square-foot media/game room features a private entrance and screened porch overlooking the pool, making it ideal as an in-law suite, guest retreat, home theater, fitness studio, or recreation space.

Outdoor living is equally impressive with a resort-style pool and spa overlooking the tranquil riverfront setting, creating the perfect backdrop for entertaining or peaceful relaxation.

Additional highlights include a four-car garage, new interior paint in almost all the rooms, 2013 roof, three energy-efficient HVAC systems installed in 2015, propane gas service, and a transferable termite bond.

This is a rare opportunity to own a private waterfront estate where luxury, craftsmanship, and the natural beauty of the Tomoka River come together in one remarkable property.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside
  • Year Built: 1992
  • Garage: 4-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,722
  • Acreage: 1.53
  • Est. Taxes: $14,216
  • Lot Desc: Oversized Lot, Sidewalk, Street Dead-End
  • View: Trees/Woods, Water
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: NS1088650
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/NS1088650/18lostcreeklane_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/6/2026 2:33:05 PM)
Listing courtesy of LOCAL LIVING REALTY GROUP   Phone: 386-314-5458

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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18 LOST CREEK LANE, Ormond Beach, FL, 32174

$1,395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,116,000 $1,116,000 $1,116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.121% 6.183%
Monthly Tax Payment $1,185 $1,185 $1,185
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,513 $6,691 $9,417
Total Monthly Payment $7,823 $8,001 $10,727

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.