681 Port Circle, Charleston, SC, 29412 | $825,000

Life feels a little different when the water is your backyard! Tucked along a scenic tidal creek on James Island, this waterfront retreat offers the kind of Lowcountry lifestyle people move here to find. Launch your boat and spend the day exploring Clark Sound and Charleston Harbor before returning home just in time for sunset. With navigable water for an approximately 20-foot boat for several hours before and after high tide, getting out on the water can become part of your everyday routine. Inside, fresh paint, updated lighting, beautiful hardwood floors, and an open floor plan create inviting spaces that feel both comfortable and connected. The kitchen features granite countertops, stainless steel appliances, and a wraparound bar that naturally becomes the heart of the home--whetheryou're enjoying a quiet morning coffee or gathering with friends after a day on the water. The spacious family room, anchored by a cozy fireplace and French doors overlooking the backyard, offers a comfortable place to unwind, while the separate living room at the front of the home provides additional space for entertaining and relaxing. With four bedrooms and three full baths, the flexible floor plan easily accommodates guests, multi-generational living, or a variety of lifestyle needs. Set on approximately . 39 acres, the backyard is where this property truly shines. The private dock, expansive green space, and peaceful tidal creek create a setting that's equally suited for weekend cookouts, yard games, quiet mornings with coffee, or evenings spent watching the colors change across the water. Conveniently located just five miles from downtown Charleston and only minutes from Folly Beach, you'll enjoy easy access to some of the area's best restaurants, shopping, beaches, and boating while coming home to a peaceful waterfront setting. Some homes offer waterfront views. This one invites you to live on the water.

Features

  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Ranch, Traditional
  • Development: 21 - James Island
  • Year Built: 1967
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,870
  • Acreage: 0.39
  • Lot Desc: 0 - .5 Acre, Marshview
  • Water Front: Yes
  • Elem. School: Stiles Point
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 26019156
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/26019156/681portcircle_charleston_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of AgentOwned Realty Charleston Group

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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681 Port Circle, Charleston, SC, 29412

$825,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $660,000 $660,000 $660,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.121% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,852 $3,957 $5,569
Total Monthly Payment $3,944 $4,049 $5,661

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.