13 Smith Place, Charleston, SC, 29401 | $1,295,000

Tucked away on a quiet cul-de-sac in Harleston Green, 13 Smith Place offers timeless Charleston charm paired with the comfort and convenience of downtown living. This circa 1910 Charleston single is just moments from Colonial Lake, King Street, MUSC, and the city's renowned dining, shopping, and parks. A welcoming full front porch sets the tone before you step inside to light-filled interiors featuring original heart pine floors, soaring 10-foot ceilings, and classic architectural details throughout. The spacious living room centers around a historic fireplace and flows seamlessly into a formal dining room, creating an ideal layout for both everyday living and entertaining. The updated kitchen features granite countertops, stainless steel appliances, and a bright breakfast areaoverlooking the rear of the property. Just beyond, a screened porch extends the living space outdoors and leads to a private fenced courtyard with a tabby patio surrounded by mature palms, creating a peaceful setting for dining, entertaining, or relaxing. Upstairs, the primary bedroom with ensuite bathroom at the front of the house is complemented by two additional bedrooms and a hall bath, offering flexibility for guests, a home office, or family living. One guest bedroom opens directly onto a private rooftop deck, providing a secluded outdoor retreat overlooking the courtyard. A laundry area completes the second level. Additional highlights include off-street parking for up to four vehicles (a rarity downtown!), a fully fenced courtyard, and an exceptional location within one of downtown Charleston's most desirable neighborhoods. Combining historic character with thoughtful updates, 13 Smith Place is an opportunity to enjoy classic Charleston living in the heart of the peninsula.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Charleston Single
  • Development: 51 - Peninsula Charleston Inside of Crosstown
  • Year Built: 1910
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,822
  • Acreage: 0.06
  • Elem. School: Memminger
  • Middle School: Simmons Pinckney
  • High School: Burke
  • MLS#: 26019148
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/26019148/13smithplace_charleston_sc?source=qrflyer
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Listing courtesy of Maison Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Our Insurance Division:

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13 Smith Place, Charleston, SC, 29401

$1,295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,036,000 $1,036,000 $1,036,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,046 $6,211 $8,742
Total Monthly Payment $6,171 $6,336 $8,867

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.