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Welcome home! Step inside this one-owner 4-bedroom, 2-bathroom home located in the highly sought-after, gated Calusa Creek community in Punta Gorda. Built in 2019, this inviting 1, 846 sq. ft. property showcases true pride of ownership, having been lovingly maintained by just one original owner since construction. The home features the popular Cali floor plan by D. R. Horton, offering an airy, open-concept design that is perfect for gathering with loved ones or entertaining friends. Inside, the freshly painted interiors welcome you right in. Several closets, walk-in pantry and the laundry room are accented by stylish, removable accent wallpaper that peels off easily without damaging the walls. The laundry room features a butcher block counter top, along with ceiling height cabinets featuring soft close hinges and *NEW* in 2024 black Samsung front loading washer and dryer. Upgraded light fixtures throughout the home such as the Alberto Small Single Tier Chandelier featuring six sculptural lotus like cups hand finished in a crisp white plaster in the dining room and two savoy house semi-flush mount in matte black and brass in the entry hall. The 18-inch tile floors throughout the common areas and all grout lines have been professionally cleaned and refreshed for a pristine, sparkling look. A bright and well-appointed kitchen serves as the heart of the home, featuring plenty of counter space, walk in pantry, large cabinets, and an open view into the main dining and living areas so you never miss a moment. When it is time to unwind, the primary suite serves as your private retreat, complete with a large walk-in closet, along with storage closet and a private water closet. Step outside into your own private oasis, featuring a secure, fully fenced backyard highlighted by a beautiful, mature oak tree that provides excellent shade. This beautiful homesite features a desirable northern exposure, offering a lovely screened in lanai featuring brick pavers and an outdoor space with plenty of room to add a private pool down the road. Built with durable, low-maintenance block and stucco construction, the home comes fully equipped with handy hurricane shutters, an ADT security system, sliding doors to the patio, an attached 2-car garage, and a built-in lawn irrigation system. With a secure gated entrance, a sparkling community pool perfect for sunny Florida days and beautiful community lakes ready for catch-and-release bass fishing, you get to enjoy all of these fantastic neighborhood amenities with low HOA fees and absolutely no CDD! This property offers quick, easy access to I-75 to make commuting a breeze, and sits just minutes away from fantastic local shopping, delicious dining, and the lively waterfront amenities of downtown Punta Gorda.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $248,000 | $248,000 | $248,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $84 | $84 | $84 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,485 | $1,566 | $2,043 |
| Total Monthly Payment | $1,644 | $1,725 | $2,202 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.