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Welcome to this beautifully maintained 4-bedroom, 1. 5-bath ranch nestled in the Selden Oaks community within the Middle Country School District! Situated on a flat, landscaped lot, this home offers comfort, functionality, and updates throughout. Step inside to find fresh paint, new Pergo flooring, recessed lighting, and raised panel doors creating a bright and inviting atmosphere. The spacious layout features an eat-in kitchen perfect for casual meals, along with a formal dining room ideal for entertaining guests and holiday gatherings. Additional highlights include a 6-year-young single-layer roof, updated siding, in ground sprinkler system, PVC fencing for added privacy, and an oversized driveway leading to a one-car garage with convenient entry directly into the home. Washer/dryer located in garage with plenty of room to allow for car and/or storage. With generous living space, modern updates, and a prime location in Selden Oaks, this move-in-ready ranch is ready to welcome its next owners home!
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Our Executive Mortgage Banker:
$549,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,999 | $439,999 | $439,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $926 | $926 | $926 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,778 | $3,624 |
| Total Monthly Payment | $3,653 | $3,796 | $4,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.