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Welcome to Ramapo Cirque, where comfort, convenience, and community come together in one of the area's most sought-after townhouse neighborhoods. Whether you're entertaining friends, enjoying your morning coffee on the private deck, or spending the afternoon at the pool or pickleball courts, this home offers an exceptional lifestyle with low-maintenance living. Boasting over 2, 500 square feet of well planned living space, the home features 3 bedrooms, 2. 5 baths, and a thoughtfully designed floor plan ideal for everyday living and entertaining. The sun-filled eat-in kitchen offers plenty of space to cook, gather, and connect, with easy access to the private deck-perfect for summer barbecues or simply relaxing outdoors. The inviting family room is centered around a cozy fireplace, creating the perfect place to unwind, while the expansive living and dining areas provide ample room for hosting. Upstairs, the spacious primary suite features a walk-in closet and a private ensuite bath. Two additional bedrooms and a full bath provide flexible space for family, guests, or a home office. The finished lower level offers a large recreation or family room, ideal for a media room, playroom, home gym, or office, with direct access to the two-car garage. Residents of Ramapo Cirque enjoy outstanding amenities, including a guardhouse, a pool, tennis, pickleball and basketball courts and a beautifully appointed stone clubhouse. Located within the award-winning Suffern Central School District, this desirable community is just minutes from downtown Suffern's shops, restaurants, parks, and commuter options, with easy access to major New York and New Jersey highways, buses, and trains. Offering the perfect balance of peaceful surroundings and everyday convenience, this is townhouse living at its best.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,198 | $1,198 | $1,198 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,563 | $2,702 | $3,554 |
| Total Monthly Payment | $3,853 | $3,992 | $4,844 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.