932 HIGHLAND AVENUE, Dunedin, FL, 34698 | $850,000

Introducing “The Coconut Cottage, ” an exceptional Downtown Dunedin Bungalow where timeless coastal charm meets modern luxury in one of the area’s most sought-after locations. Perfectly positioned within the coveted Downtown Core (DC), this rare offering is just two blocks from Main Street, moments from the Gulf of Mexico and located in a non-flood zone with NO HOA. Even more remarkable, the property is zoned for both residential and commercial use, allowing Short-Term Rentals (daily, weekly, monthly, or annual), creating a truly unique lifestyle and investment opportunity. Thoughtfully renovated with an effortless blend of finishes and authentic bungalow character, this 3-bedroom, 2-bath residence welcomes you with soaring vaulted ceilings, abundant natural light and an open-concept design that lives far larger than expected. Every detail has been carefully curated, from the wide-plank bamboo luxury waterproof flooring and coastal farmhouse trim to the matte black hardware, designer lighting, LED recessed lighting, hurricane-impact windows, and French doors that seamlessly connect indoor and outdoor living. At the heart of the home, the beautifully appointed kitchen combines style and functionality with soft-close white shaker cabinetry, butcher block countertops, a classic white beveled subway tile backsplash, Frigidaire Gallery Series appliances, a movable center island, and a dedicated interior laundry area complete with premium LG washer and dryer. Designed with privacy in mind, the desirable two-way split floor plan features a tranquil primary suite tucked away from the guest bedrooms. The en suite bath evokes a boutique coastal retreat with its striking blue subway-tiled walk-in shower, penny tile flooring, updated vanity, and refined finishes. Two additional bedrooms are thoughtfully positioned on the opposite side of the home and share a spacious, beautifully updated guest bath.
Significant improvements provide exceptional peace of mind, including a 2023 Roof, 2019 A/C, updated electrical and plumbing, hurricane-impact windows and a craftsman-style front entry door. Outside, the inviting yard offers a private coastal setting complete with crushed shell walkways, a fenced yard, a charming fire pit gathering area, additional storage and ample rear parking on the spacious corner lot.
The lifestyle is simply unmatched. Walk to Main Street’s award-winning restaurants, boutique shopping, breweries, the Pinellas Bike Trail, Dunedin Marina and spectacular waterfront sunsets at Edgewater Park. Leave the car behind or hop in your golf cart and experience one of Florida’s most beloved coastal communities exactly as it was meant to be enjoyed. Whether you’re seeking a distinctive primary residence, an elegant seasonal escape, an income-producing Short-Term Rental, The Coconut Cottage delivers a rare combination of location, versatility and enduring appeal. Extraordinary opportunities like this seldom become available in the heart of Downtown Dunedin. This is more than a home—it’s an invitation to embrace the quintessential Florida coastal lifestyle while owning one of Dunedin’s most unique and desirable properties.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 83 x 55
  • Laundry: Inside, Laundry Closet
  • Style: Bungalow
  • Year Built: 1948
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,040
  • Acreage: 0.1
  • Lot Size: 83 x 55
  • Est. Taxes: $8,833
  • Lot Desc: Corner Lot, City Lot, Landscaped, Near Marina, Near Public Transit, Sidewalk
  • Elem. School: San Jose Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Dunedin High-PN
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8525806
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8525806/932highlandavenue_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/4/2026 2:34:26 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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932 HIGHLAND AVENUE, Dunedin, FL, 34698

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.183%
Monthly Tax Payment $736 $736 $736
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,968 $4,077 $5,738
Total Monthly Payment $4,796 $4,905 $6,566

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.