8438 FORMEL AVENUE, Port Richey, FL, 34668 | $199,000

Welcome to your beautifully renovated Florida retreat, where every detail has been thoughtfully updated and all the major improvements have already been completed. Situated on nearly a quarter acre in desirable Flood Zone X, this stunning 4 bedroom, 2 bathroom home offers the perfect combination of modern style, peace of mind, and everyday convenience.
From the moment you arrive, you'll appreciate the extensive list of upgrades, including a newer roof with all new plywood, new air conditioning system, new luxury laminate flooring with new subfloors, new 5/8 inch drywall throughout, new interior doors, and energy-efficient Low E windows with argon filled sliding glass doors.
The completely redesigned kitchen features new cabinetry, beautiful stone countertops, and a full suite of new appliances, including the washer and dryer. Both bathrooms have been fully renovated with new vanities, tubs, showers, and stylish finishes that create a fresh, modern feel.
Outside, enjoy an impressive new 80 foot concrete driveway, a fully fenced backyard with plenty of room to entertain, garden, add a pool, or simply relax in your own private outdoor oasis.
Conveniently located near shopping, restaurants, parks, medical facilities, and entertainment, with Gulf beaches just minutes away. Best of all, you'll enjoy the freedom of no HOA, no CDD fees, and the added benefit of being located in Flood Zone X.
This is a truly move in ready home where everything has already been done for you—simply unpack and start enjoying the Florida lifestyle. (ROOF-2021)(A/C-2020)

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1987
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,560
  • Acreage: 0.23
  • Est. Taxes: $1,138
  • Pet Policy: Yes
  • Appliances: Electric Water Heater, Range, Refrigerator
  • MLS#: W7887262
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/W7887262/8438formelavenue_portrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/16/2026 4:05:36 AM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 727-845-4321

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8438 FORMEL AVENUE, Port Richey, FL, 34668

$199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,200 $159,200 $159,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.952%
Monthly Tax Payment $95 $95 $95
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $967 $1,005 $1,322
Total Monthly Payment $1,137 $1,175 $1,492

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.