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Sited on an oversized lot and bordering the historic Villages of Irvington and Tarrytown you will find this charming four-bed / two-bath Cape Cod style home, featuring hardwood floors throughout and a light-filled living room with a wood-burning fireplace and a large south-facing bay window. With two bedrooms and a full bathroom on the main level, the layout works well for guests or extended family members, and provides flexibility for those seeking quiet work-from-home office space. The spacious dine-in kitchen overlooks and offers direct access to the large backyard and private patio space. Upstairs are two additional bedrooms and a second full bathroom. A large full-height unfinished basement with direct access to the attached garage offers space for a workshop, fitness area, and all your storage needs. For the savvy buyer, there may be an opportunity to subdivide the property. This central location makes it easy to enjoy the amenities that both villages have to offer, including their vibrant Main Streets lined with restaurants and shops, farmers markets, street fairs, waterfront parks and access to East Irvington Nature Preserve right in the neighborhood. Convenient for commuters, just minutes from two Metro-North train stations and major highways. Taxes listed do not include STAR savings of $1, 521.
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Our Executive Mortgage Banker:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,538 | $1,538 | $1,538 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,474 | $3,662 | $4,816 |
| Total Monthly Payment | $5,104 | $5,292 | $6,446 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.