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Welcome to 181 Haddad Road, a beautifully maintained raised ranch nestled in the highly desirable Bunker Hill neighborhood of Waterbury. Built in 1992, this home offers the perfect combination of modern construction, thoughtful updates, and exceptional pride of ownership. Step inside to an inviting open-concept living and dining room featuring soaring vaulted ceilings, a large picture window that fills the space with natural light, and brand-new extra-plush wall-to-wall carpeting (2026). A sliding glass door leads directly to your private rear deck, creating the perfect setting for outdoor dining, entertaining, or simply relaxing while overlooking the backyard. The adjoining kitchen has been refreshed with brand-new luxury vinyl high-traffic flooring (2026), offering both durability and style. Down the hall, you'll find a spacious full guest bathroom, two generously sized guest bedrooms, and a comfortable primary suite complete with its own private full bathroom. The finished lower level adds nearly 400 square feet of additional living space and features a convenient half bathroom with laundry, making it an ideal recreation room, playroom, home office, or media space. The oversized garage is complemented by brand-new garage doors, while major mechanical updates include a new water heater and expansion tank installed in 2023. If you've been searching for a move-in ready home in one of Waterbury's most sought-after neighborhoods, this well-maintained Bunker Hill gem is one you won't want to miss.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Main |
| Bedroom 2 | Wall/Wall Carpet | Main |
| Full Bath | Tub w/Shower | Main |
| Kitchen | Vinyl Floor | Main |
| Living Room | Vaulted Ceiling,Combination Liv/Din Rm,Sliders,Wall/Wall Carpet | Main |
| Primary Bedroom | Bedroom Suite,Full Bath,Wall/Wall Carpet | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $259,920 | $259,920 | $259,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $649 | $649 | $649 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,557 | $1,641 | $2,141 |
| Total Monthly Payment | $2,281 | $2,365 | $2,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.