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Experience refined, maintenance-free living in the highly sought-after Vista Lago at The Villages, Florida's premier 55+ lifestyle community. Perfectly positioned on a picturesque lake with a retaining wall, this beautifully renovated end-unit townhome offers captivating water views, exceptional privacy, and effortless indoor-outdoor living. Thoughtfully remodeled in 2023, this elegant two-story residence features 3 bedrooms, 2. 5 baths, and a highly desirable first-floor primary suite. Sophisticated finishes abound, including rich wood and tile flooring, crown molding, custom window shades, soft-close cabinetry throughout, and stunning granite countertops in both the kitchen and bathrooms. The beautifully updated kitchen and baths blend timeless style with everyday functionality, creating a home that is as inviting as it is impressive. Designed for both relaxation and entertaining, the home offers a bright Florida room along with two private balconies where you can enjoy peaceful lake views and Florida's beautiful year-round weather. Recent updates provide exceptional peace of mind, including a tile roof (2020), kitchen appliances and washer (2023), dryer (2020), HVAC system (2024), and water heater (2026). The spacious 1. 5-car garage accommodates both your vehicle and golf cart—and the golf cart conveys with the sale. Ideally located just a short walk or golf cart ride from shopping, dining, recreation, and the endless amenities that make The Villages one of Florida's most desirable active adult communities, this exceptional home offers the lifestyle you've been waiting for. With a minimum one-month rental period and up to two rentals permitted per year, it also provides flexibility for seasonal living or investment potential. From its charming curb appeal to its equally enchanting lakeside setting, this is a rare opportunity to own a beautifully updated waterfront residence where luxury, comfort, and an unparalleled lifestyle come together. See Documents for updates and what conveys.
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Our Executive Mortgage Banker:
Our Insurance Division:
$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $606 | $606 | $606 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,809 | $4,016 | $5,281 |
| Total Monthly Payment | $4,507 | $4,714 | $5,979 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.