3506 Main St, Stone Ridge, NY, 12484 | $449,000

This remarkably charming ''Painted Lady'' Victorian Farmhouse in the heart of Stone Ridge is filled with character, history, and opportunity. Built in 1890, and thoughtfully restored this house is a rare blend of character and modern livability. It's restoration was approached with an artist's eye, respectful of the home's original craftsmanship, carefully revealing and preserving the unique woodwork, trim, and architectural details that had been hidden over generations.
From the moment you walk through the front entrance, one is greeted by the original double front doors and stained glass transom window, original wide plank flooring that showcase the home's authentic historic character and make it truly one of a kind.

Throughout the house, thoughtful updates provide the comfort expected today while honoring the integrity of its 19th century architecture. Every room reflects years of careful stewardship and attention to detail.
At the heart of the home is a bright, open kitchen and living space designed for gathering-a seamless balance between contemporary function and timeless charm. Sun drenched natural light fills the room from large southern facing and backyard windows The apron sink, gas stove, vintage light fixtures and bead board detailing make the farmhouse kitchen an inviting hub. The spacious fully renovated bath houses an extra large soaking slipper clawfoot tub framed by a custom window towards the private backyard, creating a quiet retreat that feels both luxurious and true to the home's Victorian roots. The original staircase leads to 2 adjoined bedrooms upstairs and a full bath with roomy walk-in shower and vintage porcelain corner sink.
The unique floor plan offers flexibility for a variety of living arrangements. The original north facing porch has been converted into a third bedroom and laundry room. With its separate entrance and mixed use zoning (B1), this bedroom, as well as the adjoining front room could also be used for a home-based business. The extremely useful double garage has one side for a car and the other for storage, a studio or shop.
Located just down the street from the main activity of downtown Stone Ridge, this property offers the convenience of community events and amenities while maintaining the timeless appeal of small town living. Whether you're searching for a distinctive single family residence, an investment opportunity, or a commercial or hospitality business, this home offers endless possibilities. This is more than a beautifully restored farmhouse-its a home with soul, ready for its next chapter-yours.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Main Level
  • Style: Victorian
  • Year Built: 1890
  • Garage: 2-car Detached
  • Basement: Full
  • Acreage: 0.25
  • Est. Taxes: $5,943
  • School District: Rondout Valley Central
  • Appliances: Built-In Range, Dryer, Dishwasher, Refrigerator, Washer
  • MLS#: 20263737
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/20263737/3506mainst_stoneridge_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Coldwell Banker Village GreenN

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NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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3506 Main St, Stone Ridge, NY, 12484

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $495 $495 $495
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,151 $2,268 $2,983
Total Monthly Payment $2,721 $2,838 $3,553

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.