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Perfectly positioned near the West Haven shoreline, this charming single-family home offers a wonderful blend of coastal convenience and everyday comfort. The bright, functional layout is filled with natural light from large windows, creating warm and inviting living spaces. The kitchen offers ample cabinet storage and workspace and flows seamlessly into a cozy dining area, ideal for everyday meals or casual entertaining. The finished lower level spans the footprint of the home, providing valuable additional living space, including a versatile room that can serve as a home office, recreation room, gym space. Outside, enjoy a level, fully enclosed yard that provides a private setting for relaxing, gardening, or weekend barbecues. Conveniently located less than a mile from the University of New Haven and just minutes from local parks, the West Haven train station, and the city's beautiful sandy beaches, this home offers easy access to New Haven, New York City, and all that the shoreline has to offer.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 10.0 x 10.0 | Main | |
| Dining Room | Main | ||
| Full Bath | Full Bath,Tile Floor | 9.0 x 10.0 | Main |
| Half Bath | 6.0 x 5.0 | Lower | |
| Kitchen | Breakfast Bar | 23.0 x 11.0 | Main |
| Living Room | 13.0 x 11.0 | Main | |
| Other | 13.0 x 10.0 | Lower | |
| Primary Bedroom | 14.0 x 10.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $507 | $507 | $507 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,672 | $1,763 | $2,319 |
| Total Monthly Payment | $2,254 | $2,345 | $2,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.