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Discover affordable coastal living with exceptional versatility in this well-maintained property featuring a 3-bedroom, 2-bath manufactured home with a rare attached one-car garage PLUS a detached guest house. The main residence offers a bright, open living and dining area, a spacious kitchen with ample cabinetry, luxury vinyl and ceramic tile flooring, and generously sized bedrooms designed for everyday comfort. The detached guest house provides valuable additional living space with its own living area, private room, and half bathroom with a toilet and sink, making it ideal for guests, a home office, hobby space, studio, or flexible-use area. Outside, enjoy an oversized lot with mature landscaping, multiple storage sheds, covered workspace, and plenty of room for gardening, hobbies, or additional storage. The attached garage and expanded concrete driveway provide ample parking for vehicles, boats, or guests. Mobile Gardens is a unique waterfront community where residents have the option to join the low annual HOA, providing access to outstanding amenities including a clubhouse, recreation center, shuffleboard courts, social activities, and two private boat ramps with access to Lemon Bay and the Gulf. Boat slips may also be available on a first-come, first-served basis for an additional fee. Conveniently located just minutes from Englewood Beach, Manasota Key, historic Dearborn Street, local marinas, golf courses, shopping, dining, and the popular Englewood Farmers Market, this property offers the perfect blend of coastal charm, flexibility, and value. Whether you're searching for a year-round residence, seasonal getaway, or investment opportunity, this unique property is ready to fit your lifestyle. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$169,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $135,200 | $135,200 | $135,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $199 | $199 | $199 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $810 | $854 | $1,123 |
| Total Monthly Payment | $1,084 | $1,128 | $1,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.