26 Reservoir Road, Highland, NY, 12528 | $439,000

Nestled in an idyllic neighborhood and offering an ideal commuter location, this beautifully maintained ranch style home combines comfort, space, and convenience. Step inside to a bright and airy living room featuring a large bay window and a cozy wood-burning fireplace. The primary suite includes its own private bathroom, creating a relaxing retreat. An oversized 200-square-foot, three-season room provides the perfect space for entertaining, relaxing, or enjoying your morning coffee while overlooking the backyard. The full, partially finished walk-out basement, complete with its own private entrance, offers incredible potential to nearly double your living space—ideal for multi-generational living, a guest suite, or recreation area. The seller has already given you a head start by including a bathroom kit you can install! Enjoy easy access to the backyard from either the sunroom stairs or the walk-out basement. Outside, you'll find a storage shed, mature trees providing shade and privacy. Perfectly located just minutes from Poughkeepsie, New Paltz, the Walkway Over the Hudson, Metro-North, wineries, apple orchards, shopping, dining, and more. Outdoor enthusiasts will love being able to walk to Illinois Mountain for hiking trails or cool off with a summer swim in the reservoir.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Ranch
  • Year Built: 1960
  • Heating: Oil, Baseboard
  • Cooling: Central Air
  • Basement: Full, Partially Finished, Walk-Out Access
  • Approx Sq. Feet: 1,382
  • Acreage: 0.34
  • Est. Taxes: $8,096
  • Elem. School: Highland Elementary School
  • Middle School: Highland Middle School
  • High School: Highland Park Community School
  • School District: Highland
  • Appliances: Oil Water Heater, Dryer, Refrigerator, Washer
  • MLS#: 1020902
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/1020902/26reservoirroad_highland_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Edwards Properties   Phone: 845-249-8539

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

26 Reservoir Road, Highland, NY, 12528

$439,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,200 $351,200 $351,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.697% 6.650% 5.992%
Monthly Tax Payment $675 $675 $675
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,134 $2,220 $2,916
Total Monthly Payment $2,884 $2,970 $3,666

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.