2695 NOTTEL DRIVE, St. Cloud, FL, 34772 | $346,000

Short Sale. Short Sale Opportunity in Hanover Lakes! Why wait for new construction when this beautiful 2024-built single-family home is already available in one of St. Cloud’s growing communities? This home offers 4 bedrooms, 3 full bathrooms, 1, 704 sq ft of heated living space, and 2, 305 total sq ft, with a bright open-concept floor plan designed for modern living.

The spacious kitchen opens seamlessly to the dining and living areas, creating a comfortable layout for everyday living, entertaining, and family gatherings. The primary suite features a walk-in closet and private bathroom, while the additional bedrooms provide great flexibility for family, guests, a home office, or multigenerational living.

Enjoy a covered lanai, irrigation system, public utilities, and the benefit of owning a newer home with low HOA fees. Located in Hanover Lakes, this property offers convenient access to Narcoossee Road, US-192, Lake Nona, Orlando International Airport, and Central Florida attractions, making it an excellent option for buyers looking for location, comfort, and long-term value.

This is a strong opportunity to own a newer construction home in a rapidly growing area of Central Florida. Schedule your private showing today. Short sale approval required.

Property is being sold as a short sale and is subject to third-party lender approval. Buyer and buyer’s agent are responsible for verifying all HOA information, room measurements, restrictions, taxes, schools, square footage, and property details. Showings by appointment only. Please allow 24-48 hour notice.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: None, Other
  • Year Built: 2024
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,704
  • Acreage: 0.14
  • Est. Taxes: $6,418
  • HOA Fee: $335 Quarterly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range
  • MLS#: O6418558
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6418558/2695notteldrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/7/2026 1:16:34 AM)
Listing courtesy of MELIN REALTY LLC   Phone: 407-683-8713

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2695 NOTTEL DRIVE, St. Cloud, FL, 34772

$346,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $276,800 $276,800 $276,800
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $535 $535 $535
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,658 $1,748 $2,280
Total Monthly Payment $2,268 $2,358 $2,890

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.