E COUNTY ROAD 90, Bunnell, FL, 32110 | $20,000

10 Acres in Bunnell, FL – FOR LAND INVESTORS
If You Are Looking to Build, Camp, Homestead, Hunt, or Use the Property Right Away, This Is NOT the Property for You. Please read carefully

This 10-acre parcel in Flagler County, Florida is a LANDLOCKED PROPERTY with NO LEGAL ROAD ACCESS at this time.
You cannot simply buy this property and start building a house. You cannot obtain immediate access. You are purchasing this property based on its long-term investment potential.

Why Are Investors Interested?
Most of the surrounding parcels are already owned by builders, developers, and investment groups who are holding land in the path of future growth. The investment thesis is simple: Either you believe development will eventually continue expanding into this area and create value, or you don't. There is no middle ground. No one can guarantee when development will arrive. No one can guarantee future access. No one can guarantee future entitlements.
This is a speculative land investment.

However, with annual property taxes of only approximately $14 per year, the holding costs are virtually negligible. For investors currently holding substantial amounts of cash, this can be an attractive opportunity to diversify into a tangible asset with long-term upside potential rather than leaving funds idle in a bank account. And in nearby developed subdivisions such as North Daytona (1 mile away), comparable residential lots are already being marketed and sold for $200, 000+. Many successful land investors generate their largest returns by purchasing property years before development reaches an area—not after prices have already risen.

The Opportunity
•10 acres in Flagler County, Florida
•No legal road access currently
•No wetlands
•Annual property taxes: approximately $14
•Extremely low holding costs
•Located in an area where nearby properties have sold for substantially higher prices
•Surrounded by parcels held by builders, developers, and long-term investors
For many investors, the biggest gains come from buying land years before development arrives—not after.

Pricing
Cash Price: $20, 000
Price is FIRM.
Owner Financing Available:
Finance Price: $22, 000
Down Payment: $5, 500
Monthly Payment Options:
•$892/month for 24 months
•$643/month for 36 months
•$519/month for 48 months

Important
We are not interested in debating the property's lack of access. We are fully aware that the property is landlocked. The asking price already reflects that fact. Low-ball offers will be ignored. This property is intended for experienced investors who understand speculative land investing and are comfortable holding property for the long term.

Features

  • Lot Size: 649 x 659
  • MLS#: A4698726
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/A4698726/ecountyroad90_bunnell_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/3/2026 10:17:21 PM)
Listing courtesy of SAVVY AVENUE, LLC   Phone: 888-490-1268

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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E COUNTY ROAD 90, Bunnell, FL, 32110

$20,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $16,000 $16,000 $16,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $96 $101 $133
Total Monthly Payment $171 $176 $208

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.