13650 96TH TERRACE, Seminole, FL, 33776 | $884,000

Experience the best of Florida's indoor-outdoor lifestyle in this beautifully updated 3-bedroom, 2. 5-bath pool home with an oversized 2-car garage. Nearly every room opens to the home's true showpiece—an extraordinary 1, 700-square-foot screened lanai surrounding a sparkling PebbleTec saltwater pool, creating the perfect setting for entertaining or relaxing year-round. A charming koi pond adds a peaceful, one-of-a-kind touch.
Ideally located just minutes from the beaches but no flood zone here at approximately 60 feet above sea level, this home offers both peace of mind and an impressive list of recent upgrades. Major improvements include a new shingle roof (September 2025), hurricane-rated garage door (June 2025), fresh exterior paint (2022), and a newer paver driveway (2021).
Inside, thoughtful updates continue throughout. The beautifully remodeled bathrooms (2020), laminate flooring, whole-house water filtration system, water softener, and new water heater (2022) provide modern comfort and convenience. The open kitchen is designed for both everyday living and entertaining, featuring wood cabinetry, quartz countertops, a large farmhouse sink, stainless steel appliances, and expansive windows that open directly to the pool and lanai.
PGT impact windows and three sets of impact sliding glass doors, combined with the brand-new roof, provide added security and confidence during Florida's storm season. Tubular skylights bathe the home in natural light, while a cozy wood-burning fireplace creates a warm and inviting gathering space.
The spacious guest bedroom offers exceptional flexibility with its own private entrance and kitchenette, making it ideal as a guest suite, in-law quarters, teen retreat, home office, or potential income-producing space.
Whether you're searching for a primary residence, seasonal getaway, or investment property, this versatile home checks every box. With resort-style outdoor living, a private guest suite, and a prime location just minutes from the Gulf beaches, it offers outstanding appeal.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 90 x 138
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 1979
  • Garage: 2-car Driveway, Garage Door Opener, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,418
  • Acreage: 0.3
  • Lot Size: 90 x 138
  • Est. Taxes: $7,283
  • Lot Desc: Sidewalk
  • Elem. School: Oakhurst Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pool: In Ground, Lighting, Outside Bath Access, Pool Sweep, Salt Water, Screen Enclosure, Tile
  • Appliances: Built-In Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Water Filtration System, Water Purifier, Water Softener
  • MLS#: TB8525140
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8525140/1365096thterrace_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/6/2026 1:48:25 AM)

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13650 96TH TERRACE, Seminole, FL, 33776

$884,000

Cynthia Bazzano

Luxury Properties Specialist

William Raveis Real Estate

Phone: 860.869.2300

Cynthia.Bazzano@Raveis.com

John Kirkutis

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 970.390.2521

John.Kirkutis@raveis.com

NMLS Mortgage Loan Originator ID 1424716

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $707,200 $707,200 $707,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.183%
Monthly Tax Payment $607 $607 $607
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,127 $4,240 $5,968
Total Monthly Payment $4,826 $4,939 $6,667

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.