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Affordable Florida living starts here! Welcome to this charming 2-bedroom, 1. 5-bath home located in the desirable Floridana community, where you own the land and enjoy low monthly HOA fees. Built in 2015, this well-maintained home offers a bright and open floor plan with soaring 9-foot ceilings, tray ceilings, and crown molding throughout, creating a spacious and inviting feel.
The kitchen is equipped with stainless steel appliances, plenty of cabinet space, and a functional layout perfect for everyday living. The split-bedroom design offers privacy, while the covered carport and storage area add convenience and extra space.
Floridana is an all-ages, deed-restricted community with fantastic amenities including a heated pool, clubhouse, shuffleboard, and social activities. The low HOA covers water, sewer, trash, and community amenities, making for easy, low-maintenance living.
Perfectly located just minutes from shopping, dining, medical facilities, and only a short drive to the beautiful Gulf beaches of Anna Maria Island and the historic Cortez Fishing Village. Whether you’re looking for a full-time residence, seasonal getaway, or investment opportunity, this home offers the best of the Florida lifestyle at an affordable price.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$149,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $119,920 | $119,920 | $119,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $57 | $57 | $57 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $718 | $757 | $996 |
| Total Monthly Payment | $849 | $888 | $1,127 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.