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Great opportunity to own this delightful open and sunny ranch that answers your call for easy first floor living. This home offers so many features that you seldom find in this price range: attached two-car garage. hardwood floors, two sliders opening to a huge deck. The kitchen is bright and cheerful with abundant white cabinetry, and granite counters. Enter into a spacious versatile room with slate floors and sliders to the deck, directly open to the kitchen. The dining area (part of the kitchen) also opens to the deck, offering a lovely space for al fresco dining overlooking a large back yard with fruit trees and rimmed with woodland for private enjoyment. The walk-out lower level, with finished family room, also opens to the backyard. A sunlit unfinished area affords so much space for your workshop, crafts or garden supplies. All this and $30, 000 worth of recent improvements to ensure economical living: brand new roof, new windows and slider, and solar panels that really do truly provide amazingly low energy bills. This property has already generated so much interest. It definitely checks so many boxes. Will you be the next happy owner?
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 10.3 x 12.9 | Main | |
| Dining Room | Balcony/Deck,Sliders,Hardwood Floor | 11.0 x 11.0 | Main |
| Family Room | Wall/Wall Carpet | 13.4 x 22.0 | Lower |
| Kitchen | Granite Counters,Hardwood Floor | 11.0 x 13.0 | Main |
| Living Room | Bay/Bow Window,Built-Ins,Fireplace,Pellet Stove,Hardwood Floor | 14.4 x 16.6 | Main |
| Primary Bedroom | 11.0 x 19.6 | Main | |
| Rec/Play Room | Sliders,Slate Floor | 10.0 x 15.6 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $339 | $339 | $339 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,845 | $1,945 | $2,558 |
| Total Monthly Payment | $2,259 | $2,359 | $2,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.