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Welcome home to this spacious one-bedroom co-op, perfectly situated just moments from Shore Road in one of Bay Ridge's most desirable waterfront locations. From the moment you enter, you're greeted by an oversized foyer with a generous coat closet, creating a warm and welcoming first impression. Located on the fourth floor of a classic pre-war elevator building, this inviting residence blends timeless character with exceptional potential. The sunken living room offers a distinctive architectural feature and an ideal setting for both relaxing and entertaining. The eat-in galley kitchen is thoughtfully designed with abundant oak cabinetry, essential appliances, and ample room for a dining table, while a large window fills the space with natural light. The bright and airy king-sized bedroom is a true retreat, featuring windows on two exposures for excellent natural light and cross ventilation, along with generous closet space. Freshly painted interiors, beautiful hardwood floors, a windowed full bathroom, and plentiful closets throughout complete this move-in-ready home. Residents enjoy the convenience of an on-site superintendent and laundry facilities within the building. Outside your door, you'll find the best of Bay Ridge living—just steps from the Shore Road Promenade, Botanical Gardens, waterfront parks, scenic bike paths, and breathtaking harbor views. Commuting is effortless with nearby local and express buses to Manhattan, easy access to major highways, and the NYC Ferry. An array of neighborhood restaurants, cafe´s, shopping, and everyday conveniences are all within close reach. Offering classic pre-war charm, generous living space, and an unbeatable location, this is a wonderful opportunity to make one of Bay Ridge's most sought-after neighborhoods your home.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,749 | $1,844 | $2,425 |
| Total Monthly Payment | $1,824 | $1,919 | $2,500 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.