632 Rocky Trail, Westminster, SC, 29693 | $849,000

If you’ve been searching for a Lake Hartwell home that offers privacy, comfort, and low-maintenance lake living, 632 Rocky Trail delivers. Set beneath a canopy of mature hardwoods in the highly desirable Foxwood Hills community, this well-built waterfront retreat was designed for making memories with family and friends for generations to come. From the moment you arrive, you’ll appreciate the peaceful, natural setting, low-maintenance wooded lot, and inviting outdoor spaces that allow you to spend more time enjoying Lake Hartwell and less time maintaining the property. Best of all, you’ll enjoy one of the most amenity-rich communities in the Upstate. One of the property’s standout features is the newly installed stained concrete golf cart-sized walkway that gently winds through the trees to the private covered dock. Positioned approximately midway into a protected cove, the dock has provided excellent water depth, even during periods of lower lake levels, while remaining just around the corner from the main channel of Lake Hartwell. Complete with a covered slip, wheeled gangway, and a lift for two jet skis. Designed to blend naturally with its surroundings, the home offers exceptional privacy. There is a nice water view in the winter months. The new owner could easily have a summer view if they wish to remove some tree branches. Inside, vaulted ceilings, walls of arched windows, and a dramatic floor-to-ceiling stacked stone wood-burning fireplace create a warm and inviting great room filled with natural light. The open floor plan includes a spacious kitchen with abundant cabinetry, generous counter space, and a large center island. The dining area opens to both the screened porch and the expansive deck, creating seamless indoor-outdoor living. The main-level primary suite features private access to the screened porch, while a convenient half bath and laundry room complete the main level. Upstairs, there is an open loft, two additional bedrooms, and a full bath. The finished walk-out lower level includes a spacious family room opening onto the patio and fire pit, a fourth bedroom, full bath, two oversized storage rooms, and an attached two-car garage with a dedicated workshop area. Offering 4 bedrooms, 3. 5 baths, nearly 3, 000 heated square feet, and currently sleeping up to 14 people, this home is equally suited as a full-time residence, weekend getaway, or short-term rental investment. A new roof installed in 2020 provides added peace of mind. Outdoor living is at the heart of this property. Enjoy the covered front porch, screened porch, spacious deck, patio, fire pit, and private dock—spaces designed to be enjoyed throughout every season. Foxwood Hills is one of the Upstate’s most active lake communities and offers exceptional amenities with an HOA of only $676 per year. Residents enjoy an Olympic-size swimming pool, clubhouse and community center, restaurant and bar, pickleball courts, basketball courts, a playground, walking trails, a community boat ramp, and a full calendar of social activities. The clubhouse hosts weekly karaoke nights, game nights, and community events, making it easy to enjoy an active lake lifestyle while still having the privacy of your own waterfront retreat. To make your transition even easier, all bedroom furniture, the lower-level family room furniture, the 80-inch television, and several additional furnishings will convey with the home. Two personal watercraft are negotiable and available for purchase. 632 Rocky Trail offers a rare combination of privacy, thoughtful design, low-maintenance ownership, exceptional lake access, and one of the most amenity-rich communities in the Upstate. Whether you’re searching for your forever home, a weekend escape, or an investment opportunity, this is the kind of Lake Hartwell lifestyle that’s becoming increasingly hard to find.

Features

  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: Traditional
  • Development: 206-Oconee County,SC
  • Year Built: 2004
  • Garage: 2-car Attached
  • Heating: Central,Electric,Multiple Heating Units,Wood
  • Cooling: Central Air,Electric,Zoned
  • Basement: Daylight,Full,Finished,Garage Access,Heated,Interior Entry,Walk-Out Access
  • Acreage: 0.59
  • Lot Desc: Hardwood Trees,Outside City Limits,Subdivision,Views,Wooded,Waterfront
  • View: Water
  • Water Front: Yes
  • Elem. School: Orchard Park El
  • Middle School: Westminster Mid
  • High School: West Oak High
  • Appliances: Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Washer
  • MLS#: 20303245
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/20303245/632rockytrail_westminster_sc?source=qrflyer
The data relating to real estate for sale on this Web site comes in part from the Broker Reciprocity Program of the Western Upstate Association of REALTORS®, Inc. and the Western Upstate Multiple Listing Service, Inc This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS®, Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS®, Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.
Listing courtesy of Keller Williams Seneca   Phone: (864) 482-2700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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632 Rocky Trail, Westminster, SC, 29693

$849,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,200 $679,200 $679,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,964 $4,072 $5,731
Total Monthly Payment $4,056 $4,164 $5,823

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.