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13150 72nd Ter N is a three-story, 4-bedroom, 3-bathroom contemporary home built on 10-foot stilts, owned by the same family since the day it was built, and every inch of it shows what five decades of genuine pride of ownership looks like. Sitting on nearly a quarter acre beneath a canopy of a dozen established live oak trees, the property delivers a level of privacy, character, and natural beauty that cannot be manufactured and will not be found anywhere else on the street. Inside, the open floor plan draws you in with three-quarter inch hardwood oak floors in the living and dining areas, abundant natural light pouring through every window, a wood burning fireplace, granite countertops, a solid maple movable island, and an indoor jacuzzi tub that quietly elevates the everyday. The three-story layout gives every member of the household room to spread out, host, or work from home without stepping on each other, and the ground-level fourth bedroom, complete with a Murphy desk and bed, private full bath, and its own exterior entrance, functions beautifully as a guest suite, in-law quarters, or a home office that never bleeds into your living space. Built with Hardie board siding and hurricane rated windows, this home was constructed to last, and the updates prove it: new roof in 2022, water heater replaced in 2022, exterior stairwell rebuilt in 2022, deck renovated in 2022, and driveway extended in 2021. Propane appliances keep utility costs low year round. Step outside and the living experience expands: the renovated deck off the main living area frames views over the oak canopy where Gulf sunsets arrive every evening without fail, 662 square feet of covered space beneath the stilts handles four or more vehicles with room to spare, an 8x10 storage shed keeps everything organized, and the deep backyard is a blank canvas ready for a custom pool, pickleball court, putting green, or all three. This is outdoor living designed for someone who actually want to use their yard, not just look at it. The location seals it: minutes from the Gulf beaches, close to Seminole City Center, surrounded by the area's best dining and shopping, and zoned for Oakhurst Elementary, one of the top-rated schools in Pinellas County. Homes with this combination of character, craftsmanship, flexibility, original ownership, and location do not come available often in Harbor View. This one is worth your time!
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$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $556,000 | $556,000 | $556,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $146 | $146 | $146 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,330 | $3,511 | $4,617 |
| Total Monthly Payment | $3,568 | $3,749 | $4,855 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.