13150 72ND TERRACE, Seminole, FL, 33776 | $695,000

13150 72nd Ter N is a three-story, 4-bedroom, 3-bathroom contemporary home built on 10-foot stilts, owned by the same family since the day it was built, and every inch of it shows what five decades of genuine pride of ownership looks like. Sitting on nearly a quarter acre beneath a canopy of a dozen established live oak trees, the property delivers a level of privacy, character, and natural beauty that cannot be manufactured and will not be found anywhere else on the street. Inside, the open floor plan draws you in with three-quarter inch hardwood oak floors in the living and dining areas, abundant natural light pouring through every window, a wood burning fireplace, granite countertops, a solid maple movable island, and an indoor jacuzzi tub that quietly elevates the everyday. The three-story layout gives every member of the household room to spread out, host, or work from home without stepping on each other, and the ground-level fourth bedroom, complete with a Murphy desk and bed, private full bath, and its own exterior entrance, functions beautifully as a guest suite, in-law quarters, or a home office that never bleeds into your living space. Built with Hardie board siding and hurricane rated windows, this home was constructed to last, and the updates prove it: new roof in 2022, water heater replaced in 2022, exterior stairwell rebuilt in 2022, deck renovated in 2022, and driveway extended in 2021. Propane appliances keep utility costs low year round. Step outside and the living experience expands: the renovated deck off the main living area frames views over the oak canopy where Gulf sunsets arrive every evening without fail, 662 square feet of covered space beneath the stilts handles four or more vehicles with room to spare, an 8x10 storage shed keeps everything organized, and the deep backyard is a blank canvas ready for a custom pool, pickleball court, putting green, or all three. This is outdoor living designed for someone who actually want to use their yard, not just look at it. The location seals it: minutes from the Gulf beaches, close to Seminole City Center, surrounded by the area's best dining and shopping, and zoned for Oakhurst Elementary, one of the top-rated schools in Pinellas County. Homes with this combination of character, craftsmanship, flexibility, original ownership, and location do not come available often in Harbor View. This one is worth your time!

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 92 x 110
  • Laundry: Laundry Room
  • Style: Elevated
  • Year Built: 1978
  • Garage: Covered
  • Heating: Central, Natural Gas
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,667
  • Acreage: 0.23
  • Lot Size: 92 x 110
  • Est. Taxes: $1,754
  • Elem. School: Bauder Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8521529
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8521529/1315072ndterrace_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/4/2026 12:54:28 AM)
Listing courtesy of HOMETRUST REALTY GROUP   Phone: 813-444-5777

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13150 72ND TERRACE, Seminole, FL, 33776

$695,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $556,000 $556,000 $556,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $146 $146 $146
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,330 $3,511 $4,617
Total Monthly Payment $3,568 $3,749 $4,855

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.