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NEW COTTAGE STYLE 3BR/2BA WITH 1542 SQ. FT. & NO HOA Spacious open floor plan with cathedral ceilings making it light & bright. Big eat in kitchen with granite counters, white wood cabinets, walk in pantry, stainless steel appliances & window over the kitchen sink. LVP flooring throughout! 6x7 utility room. Owner suite has door for easy access to the backyard, plus a 6x7 walk in closet! Owner bath has double vanity with granite counters & wood cabinets, walk in tiled shower & linen closet. Oversized 2nd & 3rd bedrooms offer natural light & convenient lighted closets. 2nd bathroom features a wood vanity with granite counters & designer lighting. Pull down attic stairs lead to a huge, fully floored attic with spray foam insulation, providing exceptional storage across the entire home! Relax on the expansive 30 foot covered front porch - perfect for a row of Adirondack chairs to enjoy the peaceful surroundings. 8/10 mi to shopping, 6 miles to Vilano Beach & 4 miles to historic downtown
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$343,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $274,400 | $274,400 | $274,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $70 | $70 | $70 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,643 | $1,733 | $2,260 |
| Total Monthly Payment | $1,788 | $1,878 | $2,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.