2891 N 8TH Street, Saint Augustine, FL, 32084 | $343,000

NEW COTTAGE STYLE 3BR/2BA WITH 1542 SQ. FT. & NO HOA Spacious open floor plan with cathedral ceilings making it light & bright. Big eat in kitchen with granite counters, white wood cabinets, walk in pantry, stainless steel appliances & window over the kitchen sink. LVP flooring throughout! 6x7 utility room. Owner suite has door for easy access to the backyard, plus a 6x7 walk in closet! Owner bath has double vanity with granite counters & wood cabinets, walk in tiled shower & linen closet. Oversized 2nd & 3rd bedrooms offer natural light & convenient lighted closets. 2nd bathroom features a wood vanity with granite counters & designer lighting. Pull down attic stairs lead to a huge, fully floored attic with spray foam insulation, providing exceptional storage across the entire home! Relax on the expansive 30 foot covered front porch - perfect for a row of Adirondack chairs to enjoy the peaceful surroundings. 8/10 mi to shopping, 6 miles to Vilano Beach & 4 miles to historic downtown

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 50x125
  • Laundry: In Unit
  • Style: Cottage, Ranch
  • Year Built: 2025
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,542
  • Acreage: 0.29
  • Lot Size: 50x125
  • Est. Taxes: $841
  • Elem. School: Crookshank
  • Middle School: Murray
  • High School: St. Augustine
  • Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2153730
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/2153730/2891n8thstreet_saintaugustine_fl?source=qrflyer
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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2891 N 8TH Street, Saint Augustine, FL, 32084

$343,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $274,400 $274,400 $274,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $70 $70 $70
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,643 $1,733 $2,260
Total Monthly Payment $1,788 $1,878 $2,405

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.