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606 Winterside Drive | 3 Beds | 2 Baths | 1, 906 Sq Ft | Rear-Entry 2-Car Garage | Built 2016
Located in the Bay Breeze area of the gated, resort-style community of Mirabay, this one-story home offers a functional layout with the kitchen, dining area, and grand room positioned at the front of the home and all bedrooms set toward the center for privacy. The kitchen features 42” Coastal Linen cabinets, granite countertops, stainless appliances, an upgraded stove top, a center island, and subway tile backsplash. The main living areas have upgraded tile flooring, and the home has been kept current with countless small updates throughout. The owner’s suite includes tray ceilings, walk-in closets, upgraded lighting in the master closet, and a large bathroom with dual sinks, extended counters, and a walk-in shower with built-in seating. Two additional bedrooms share a full bath, and the laundry room at the rear of the home includes overhead cabinetry and upgraded lighting.
This home features enhanced security with three Ring doorbell cameras, upgraded can lights throughout, and the addition of dimmers for customizable ambiance. A LARGE screened-in back lanai with brick pavers, privacy shades, and newly added privacy plants to separate from the neighbor leads to the rear driveway which is larger than most, and there’s a private covered front porch that has been recently painted. The 2-car garage has straight entry into the house, another feature many of the homes in this area do not have, and the home now includes newly installed gutters. HOA includes lawn care, landscaping, irrigation, and household water. Mirabay residents enjoy access to two heated pools, a clubhouse, café, 24 hour fitness center with classes, tennis, pickleball, basketball courts, playgrounds, walking trails, and a waterfront lagoon for kayaking and paddleboarding. This is a golf-cart friendly community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $843 | $843 | $843 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,672 | $1,763 | $2,319 |
| Total Monthly Payment | $2,590 | $2,681 | $3,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.