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As much an opportunity as it is a residence, this 15 acre property in a beautiful stretch of Kerhonkson, right on the Accord border, pairs a move-in ready one bedroom apartment with a pond and a shovel ready building site. The apartment sits above a 2-bay garage and is kept in immaculate condition, feeling fresh and new throughout. Wide plank wood floors, high ceilings, and abundant natural light set the tone, while the open concept kitchen offers an island and newer appliances. The spacious bedroom includes a generous walk-in closet, and the full bath features a large tub with shower. Add a balcony and efficient heat pump heating and cooling, and you have a genuinely comfortable home from day one.
The site is approved for a 3 bedroom, 3 bath home. The 1250 gallon septic is in. Underground electric is in. The long, private driveway is in. Permitting, approvals, and land clearing are done. All that's left is the fun part: building the home you've been sketching on napkins for years, while living comfortably on the property and fine tuning your plans. A large pole barn adds ample storage for equipment, toys, or future projects.
With a main residence, guest quarters, pond, and outbuildings on 15 private acres, this is estate style living in the making. All of it less than 10 minutes from Kelder Farms, Arrowood Brewery, Inness, and Westwind Orchards, in a corner of the Hudson Valley known for its dining and entertainment.
Come see it now. Build on your terms.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $377 | $377 | $377 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,283 | $4,318 |
| Total Monthly Payment | $3,583 | $3,752 | $4,787 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.