2711 46TH STREET E, Palmetto, FL, 34221 | $449,900

Experience the perfect blend of space, comfort, and waterfront living in this beautifully maintained 3-bedroom, 2-bath home located in the highly desirable Sugar Mill Lakes community of Palmetto. More than 2, 100 square feet of thoughtfully designed living space, this residence features an open, split-bedroom floor plan that provides both privacy and functionality.
The spacious living and dining areas flow seamlessly into the heart of the home, creating an inviting setting for everyday living and effortless entertaining. The well-appointed kitchen has abundant cabinetry, generous counter space, and a practical layout designed to keep everything within easy reach.
The private owner's suite serves as a relaxing retreat, complete with a large walk-in closet and an en-suite bath. Two additional bedrooms provide flexibility for family, guests, or a home office.
Step outside to the oversized screened lanai and enjoy peaceful lake views-the perfect backdrop for your morning coffee, evening sunsets, or entertaining friends and family while embracing Florida's year-round outdoor lifestyle. A new roof provides added value and peace of mind for years to come.
Sugar Mill Lakes is known for its scenic lakes, low HOA fees, and convenient location just minutes from I-75 and I-275, making commuting to Tampa, St. Petersburg, Sarasota, and Bradenton simple. Shopping, dining, parks, golf courses, marinas, and the Gulf Coast's world-renowned beaches are all within easy reach.
Whether you're searching for a full-time residence or a seasonal retreat, this exceptional lakefront home delivers the lifestyle you've been waiting for. Discover everything this beautiful home has.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,447
  • Acreage: 0.25
  • Est. Taxes: $3,927
  • HOA Fee: $295 Quarterly
  • Water Front: Yes
  • Elem. School: James Tillman Elementary
  • Middle School: Buffalo Creek Middle
  • High School: Palmetto High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: O6422057
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6422057/271146thstreete_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/3/2026 2:21:09 AM)
Listing courtesy of Beycome of Florida LLC   Phone: 804-656-5007

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2711 46TH STREET E, Palmetto, FL, 34221

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $327 $327 $327
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,156 $2,273 $2,989
Total Monthly Payment $2,558 $2,675 $3,391

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.