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This beautiful 4 bedroom 3 bathroom home in Mill Creek at Cypress Ridge is built to enjoy inside and out! This popular floor plan features a large bonus room, wood burning fireplace, granite countertops, and upgraded uniform flooring in the main living spaces. Stepping into the rear fenced-in yard you'll be amazed by the screened in porch - it's oversized, tiled, and the ceiling fans make a nice steady breeze. The upgrades continue into the garage - there is a split unit HVAC that both heats and cools the area. Be the envy of the garage-hangout-community, this space can double as an entertaining area comfortably all year round. The seller has had a home inspection completed and a 1 year buyer warranty is offered. Reach out today to learn more! Cypress Ridge is home to a resort style pool with a lazy river, splash pad, separate lap pool, indoor pickleball, fitness center, and more! The community is located just north of all the new development in New Riverside including new Barn Park, and is centrally located to Hilton Head, Savannah, and Beaufort.
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Our Executive Mortgage Banker:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $423,200 | $423,200 | $423,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,535 | $2,672 | $3,514 |
| Total Monthly Payment | $2,627 | $2,764 | $3,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.