9654 SW 40TH TERRACE, Ocala, FL, 34476 | $459,900

Welcome to this beautifully maintained Triple Crown custom home offering 4 bedrooms, 3 full bathrooms, a separate private office and 2, 397 square feet of bright, open living space on a fully fenced 0. 48-acre lot. Fresh interior paint, large windows, high ceilings, 8-foot doors, tall baseboards, crown molding and wood-look ceramic tile give the home a polished, custom feel throughout the main living areas.

The spacious family room is highlighted by an impressive coffered ceiling and triple sliding glass doors that open to the oversized screened and covered lanai, creating an easy connection between indoor and outdoor living. The kitchen overlooks the main living area and features granite countertops, a large center island, abundant cabinetry, stainless steel appliances and an eat-in dining area. A separate formal dining room and private office with a glass door provide added flexibility for work, study or additional living space.

The desirable triple-split bedroom plan offers excellent privacy. Two secondary bedrooms share a full bathroom, while the separate fourth bedroom is located near another full bath, making it ideal for guests, multigenerational living or a private suite. The spacious primary suite includes two walk-in closets and a spa-inspired bathroom with dual vanities and an oversized glass-enclosed shower with multiple showerheads.

Outside, enjoy the large screened lanai, hot tub, firepit area and expansive fenced backyard. Bring your chickens—there is no HOA, and chickens are permitted subject to applicable county regulations. The property also includes a substantial storage shed with electricity and a window air-conditioning unit, providing useful space for storage, hobbies or a workshop.

Additional features include a two-car garage, inside laundry room with utility sink, energy-efficient windows and numerous custom details throughout. Located in a welcoming southwest Ocala neighborhood near Publix at Cherrywood, Freedom Public Library and the Heath Brook shopping area, with convenient access to Marshalls, DICK’S Sporting Goods, Barnes & Noble, Dillard’s, restaurants and everyday services.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 100 x 208
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2016
  • Garage: 2-car Driveway, Garage Door Opener, Off Street
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,397
  • Acreage: 0.48
  • Lot Size: 100 x 208
  • Est. Taxes: $4,813
  • Lot Desc: Unincorporated
  • View: Trees/Woods
  • Elem. School: Hammett Bowen Jr. Elementary
  • Middle School: Liberty Middle School
  • High School: West Port High School
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: R4911556
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/R4911556/9654sw40thterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/3/2026 1:35:30 PM)
Listing courtesy of DENY TRONCOSO LLC   Phone: 407-203-9599

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9654 SW 40TH TERRACE, Ocala, FL, 34476

$459,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,920 $367,920 $367,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $401 $401 $401
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,204 $2,323 $3,055
Total Monthly Payment $2,680 $2,799 $3,531

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.