1404 ROSSLYN DRIVE, Palmetto, FL, 34221 | $249,900

Historic "Rose Cottage" – A Timeless Craftsman Bungalow in Palmetto's River District

Step back in time and fall in love with the charm and character of "Rose Cottage, " a lovingly maintained 1925 Craftsman bungalow nestled in the heart of the Historic Palmetto River District. Located just a short stroll from the picturesque Manatee River, Sutton Park, and the quaint shops, restaurants, and events of downtown Palmetto, this treasured home offers the perfect blend of historic elegance and modern comfort.

From the moment you arrive, you'll appreciate the timeless craftsmanship and welcoming atmosphere of this 2-bedroom, 2-bath residence. Inside, rich hardwood flooring, a spacious living room and formal dining room, and a cozy wood-burning fireplace create a warm and inviting setting that's perfect for everyday living or entertaining guests.

A large sunroom overlooking the lush garden areas provides the ideal space for morning coffee, afternoon reading, or simply enjoying the beauty of the outdoors year-round. The enchanting backyard offers mature landscaping and a charming she shed, presenting exciting potential for conversion into an accessory dwelling unit (ADU), guest cottage, artist studio, or home office.

Lovingly cared for over the years, this special home also features a brand-new air conditioning system, offering peace of mind while preserving its historic character.

Whether you're searching for a full-time residence, a seasonal retreat, or a unique historic property with future potential, Rose Cottage is a rare opportunity to own a piece of Palmetto's rich history in one of its most desirable and walkable neighborhoods.

Come experience the timeless beauty, charm, and character of Rose Cottage—where history, community, and coastal living come together.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 58.5 x 100
  • Laundry: Outside
  • Year Built: 1925
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,300
  • Acreage: 0.13
  • Lot Size: 58.5 x 100
  • Est. Taxes: $801
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4698646
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/A4698646/1404rosslyndrive_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/6/2026 2:24:08 AM)

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NMLS Mortgage Loan Originator ID 32556

339.224.0866

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1404 ROSSLYN DRIVE, Palmetto, FL, 34221

$249,900

Shauna Fanning

Sales Associate

William Raveis Real Estate

Phone: 508.631.5634

Shauna.Fanning@Raveis.com

Scott Petersen

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 339.224.0866

Scott.Petersen@raveis.com

NMLS Mortgage Loan Originator ID 32556

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,920 $199,920 $199,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $67 $67 $67
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,197 $1,262 $1,660
Total Monthly Payment $1,339 $1,404 $1,802

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.