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This well-maintained home with a BRAND NEW ROOF has custom design choices throughout that elevate the interior living space. The millwork for instance, with crown molding, baseboards, and wainscoting, provides the main living areas and master suite with a stylish polished feel. The large Florida room is surrounded by windows that fill the home with light. There is a cozy screened-in front porch for chatting with the friendly neighbors and a more private screened-in back lanai that is perfect for enjoying the Gulf breeze while doing a crossword puzzle. The kitchen has its own charm, with Silestone engineered-quartz counters, stainless steel appliances, a moveable island for extra counter/storage space, a new dishwasher, and an eat-in breakfast nook. You'll find no wasted space with this floor plan. The flooring is Pergo vinyl in the living room and master bedroom (2025). The kitchen and Florida room floors are tiled. The water heater is newer (2024) and there is a Kinetico water filtration system for the whole home. The well for lawn irrigation drastically reduces the water bill. Some of the windows are impact glass and the others have storm shutters (electric in the Florida room). Practical extras abound, including a widened driveway for easy guest parking. The sale includes 2 TVs and tasteful decor. When you walk through the front door, you'll know the home is the definition of move-in ready. Riviera Golf Estates has one of the lowest HOA fees in Naples: $144/mo. (includes basic internet). That's not to say there aren't an abundance of community amenities, which include a heated saltwater pool with lap lanes, a tiki hut, tennis/pickleball/bocce courts, exercise room, billiards room, shuffleboard, and a large clubhouse with an active social calendar. All this and you are only eight miles from the beach and just a ten-minute drive from the shops on 5th Ave. Come have a look and see what you think. This home does NOT disappoint!
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Our Executive Mortgage Banker:
Our Insurance Division:
$394,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $315,200 | $315,200 | $315,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $131 | $131 | $131 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,888 | $1,990 | $2,617 |
| Total Monthly Payment | $2,093 | $2,195 | $2,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.