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This bright and beautifully updated raised ranch seamlessly blends classic charm with the modern appeal of a new build. Nestled in a serene neighborhood on a quiet cul-de-sac in the low-tax town of Olive, ideally situated between Woodstock and Phoenicia, this fully-renovated home offers the perfect combination of style, comfort, and convenience. At its heart is a stunning kitchen featuring a breakfast bar, American walnut countertops, an induction range with double oven, and premium LG and GE Café appliances throughout. The upper floor showcases solid oak flooring and a spacious primary bedroom with an en-suite bath complete with double sinks. Two additional bedrooms and an updated bathroom with a bathtub ensure comfort and style. Just off the living room, a covered porch invites you to entertain or relax with a quiet morning coffee, surrounded by the beauty of nature. The lower level offers ample space to create a home gym, playroom, or hobby area tailored to your lifestyle. A separate room provides the ideal setup for a home office, guest accommodations, or both. For added convenience, a front-loading LG washer/dryer combo completes the downstairs. The entire home (including the two-car garage) is climate-controlled with seven energy-efficient Mitsubishi mini splits, ensuring year-round comfort. The upgraded 200-amp service is generator-ready with an outdoor 30-amp service plug for peace of mind. A spacious outdoor shed provides ample storage for tools, equipment, or outdoor gear, while the short driveway and mostly wooded 0. 5+ acre parcel add natural beauty and keep maintenance low.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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Our Executive Mortgage Banker:
$3,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $3,160 | $3,160 | $3,160 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $19 | $20 | $26 |
| Total Monthly Payment | $94 | $95 | $101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.