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Welcome to Tuscany in Kings Park, an exceptional and rare opportunity on desirable Ernest Court. Situated on approximately half an acre of beautifully landscaped grounds within the highly regarded Smithtown School District, this 4-bedroom, 2. 5-bath Colonial offers the perfect blend of elegance, comfort, and resort-style living. A dramatic cathedral-ceiling foyer welcomes you into a sun-filled interior featuring hardwood floors throughout the main living areas. The spacious formal living room with soaring ceilings and a fireplace creates a warm and inviting atmosphere, while the beautifully appointed kitchen showcases granite countertops, custom cabinetry, radiant heated floors, and an open layout that flows seamlessly into the dining area and family room with a wood-burning fireplace, making it ideal for everyday living and entertaining. Additional highlights include a spacious primary suite, main-level laundry room, central air conditioning, and a two-car garage. A three-season room with a hot tub extends the living space, while the private backyard is designed for entertaining with an above-ground pool and multiple outdoor seating areas surrounded by mature landscaping. Offering exceptional privacy, character, and outdoor amenities, this is a rare opportunity to own a truly special home in one of Kings Park's most desirable neighborhoods.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$999,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $799,999 | $799,999 | $799,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.121% | 6.183% |
| Monthly Tax Payment | $1,819 | $1,819 | $1,819 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,542 | $4,796 | $6,751 |
| Total Monthly Payment | $6,453 | $6,707 | $8,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.