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Presented by
William McCarry |
CLASSIC COLONIAL. Four bedrooms with 2. 5 baths. Lovingly maintained by the original owners this home is ready for your personal touch. Generously sized rooms and proportions throughout. Gracious foyer invites you in and is flanked by the living room and dining rooms both with hardwood floors. Large family room off the kitchen with hardwood floors, gas fireplace, triple slider to a composite deck overlooking the serene backyard is adjacent to the kitchen. Kitchen with pantry has a large eating area with a bay window. First floor laundry and half bath. The second floor has four good sized bedrooms all with hardwood flooring. The primary bedroom includes a walk-in closet and en-suite bath. Two-zone forced warm air systems with a/c. Replacement windows and vinyl siding add to the value and peace of mind. The basement is a blank canvas should you desire additional living space. Build equity in a neighborhood of homes recently sold for higher value!
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Engineered Hardwood | Second |
| Bedroom 3 | Closet, Flooring - Engineered Hardwood | Second |
| Bedroom 4 | Closet, Flooring - Engineered Hardwood | Second |
| Dining Room | Flooring - Hardwood | First |
| Family Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, Cable Hookup, Deck - Exterior, Exterior Access | First |
| Kitchen | Closet, Flooring - Vinyl, Window(s) - Bay/Bow/Box, Dining Area, Pantry, Exterior Access | First |
| Laundry | Flooring - Vinyl, Gas Dryer Hookup, First Floor, Washer Hookup | |
| Living Room | Flooring - Hardwood | First |
| Master Bedroom | Bathroom - 3/4, Walk-In Closet(s), Flooring - Engineered Hardwood | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$719,000
Sales Associate
William Raveis Real Estate
Phone: 413.537.7038
William.McCarry@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $575,200 | $575,200 | $575,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,163 | $1,163 | $1,163 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,445 | $3,632 | $4,777 |
| Total Monthly Payment | $4,700 | $4,887 | $6,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.